Bank card transfer can be withdrawn within 24 hours.

Relevant regulations on personal bank account management were formally implemented. This regulation is a document issued by the central bank for telecom fraud according to telecom fraud cases provided by public security organs. At present, the new banking regulations have begun to show their power!

According to the new regulations, from 20 16 12 1, cardholders must choose the time of receipt before they can handle the transfer business. In addition to "real-time arrival" and "ordinary arrival", the option of "next day arrival" has been added. After selecting this option, the cardholder can cancel the transfer on the same day.

After the introduction of the new bank card regulations, criminals may take advantage of people's unfamiliarity with the new regulations and set new traps. Therefore, cardholders should be vigilant when they encounter some abnormal situations.

First of all, during the implementation of the new regulations, cardholders sometimes need to re-verify their identities. At this time, they only need to bring their identity documents to the bank counter or verify their identity according to the procedures stipulated by the bank. Any operation that requires password, SMS verification code, transfer, etc. The funds involved in the account are most likely fraudsters!

Secondly, when the cardholder uses ATM to initiate the transfer business, it can be revoked within 24 hours after acceptance. Liars may use the cancellation of transfer to commit new fraud. Therefore, cardholders must carefully confirm when collecting money to prevent scammers from taking the opportunity to commit fraud.

Finally, the implementation of this new regulation will definitely produce a large number of idle bank cards, so don't deal with them casually! Because our personal privacy information is stored on the magnetic stripe of the bank card, if it is not handled properly, it will cause privacy leakage. Therefore, for unused bank cards, it is best for cardholders to cancel at bank outlets. If it is a credit card, they can also call the credit card center to cancel it.

Related Q&A: The cash withdrawal process of real-time transfer within 24 hours is divided into the following two types:

1. For non-real-name transfer through ATM, you can call the bank customer service telephone transfer manual service within 24 hours after the transfer, or bring your ID card and bank card to the bank branch counter to cancel the transfer business.

2. If you handle the transfer business through the bank counter and choose to receive the account the next day, you can bring your ID card and bank card to the counter of the bank branch that handles the business to cancel the transfer business within 24 hours after the transfer.

① At present, there are four ways to transfer money by bank card. The first method is ATM transfer, and the cardholder carries the card to the corresponding ATM for transfer, which usually arrives within 24 hours. The second way is online banking transfer, which requires our bank card to open online banking. After logging into the online bank account, find the transfer remittance. Enter the account number of the other party, and then enter the password and dynamic password to complete the payment. The third method is reverse transfer. We can bring our ID cards and bank cards to the business outlets and go to the relevant windows to handle them. The fourth method is mobile banking transfer, which requires us to have a bank APP on our mobile phone, open mobile banking, and complete the transfer after logging in to the account.

② As for how long it takes for the bank card transfers of the four major banks to arrive, the time of different banks is different: ICBC will arrive in real time in the transfer system, and more than 500,000 yuan will arrive the next day. If it is cross-system, the time of the People's Bank of China shall prevail; China Bank's transfer system receives the account in real time from 9: 00- 17: 00, and it takes 1-3 working days to cross the bank; The transfer system of China Construction Bank receives the account in real time at 9: 00- 16: 30, and it takes 1-3 working days to receive the account across banks; Within the Agricultural Bank system, real-time accounts are received between agricultural banks from 9: 00- 17: 00, and super online banking is used across systems and banks. If the amount is less than 50,000 yuan, it will be received in real time, and it will take 1-3 working days for cross-system and cross-bank.

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