Is it true that you sent me a text message telling me that my finances are one year overdue?

False, although the answer is false, I still think it is very important to popularize this basic knowledge for everyone.

First of all, we should distinguish whether this kind of short message is a collection short message or a prosecution short message.

Short message collection

Collection SMS:106510681069 starts with a long string of numbers. If you count carefully, there are 18 digits or 20 digits. This is obviously a collection message sent by a third-party collection company. This so-called lawsuit is a third-party collection company asking you to pay back money. At this time, some friends may want to ask, so he said he would sue me and say that he would come to my door with a big gold cup at three o'clock in the afternoon. What if I receive a letter from a lawyer? Your so-called lawyer's letter is only sent to you by a third-party collection company and has no legal effect. As long as you owe more than 100,000 yuan or have a branch of the platform near your home, you can basically ignore this kind of short message. Prosecuting SMS

12368 was sent to you by the regular people's court at the beginning, as shown in the following figure, which shows the complete legal litigation documents and the website of the inquiry case. It is really prosecuted and needs to be treated strictly.

The pictures are from customers, and commercial use is prohibited. Offenders will be prosecuted.

Finally, Ziyi said here that it is only natural to pay back debts. Just because it is a third-party collection company, I feel that the debt owed to the platform does not need to be repaid.

Because the French Open has a long history, there is no need to make your credit information look like graffiti just because you owe a little money. It's not necessary. If it is really because of short-term difficulties, you can communicate with the platform seriously and communicate more times. Set aside time for yourself to make money, and then return the principal to the platform within the agreed time.

Instant financial consumption is a formal financial institution, and it does have the right to sue users who owe money. I am Ziyi. If you still don't understand, you can click on my avatar to trust me privately.

Finally, I wish everyone an early landing.