How to loan by installment?

Huabai is an advance payment function similar to virtual credit card launched by Alipay. In the test stage, Huabai can't repay in installments, and it can only be paid off in full before the next month 10, and interest will be charged if it is overdue. However, at present, Bai Hua has opened the installment repayment function. How to apply for installment repayment in Bai Hua?

Flower bud installment application process:

1, open Alipay wallet, enter the wealth page, and open the flower garden;

2. Click on the installment to enter the installment page;

3. When there is arrears in the current period, the page will display the amount of arrears in the current period. If the installment conditions are met, there will be installment repayment as the entrance. Select the number of installments, and then click OK to complete the installment.

On the computer, when you repay, you can choose the number of installments you want, but generally you can't pay in full. For example, a bill of 1 0,000 yuan can only be paid in installments in 900 yuan, and the remaining 1 0,000 yuan will be paid back this month, and the installment amount will be paid back from next month.

On the mobile phone side, you can also choose installment repayment in what I want.

Application time for installment repayment of flower buds:

Consumers can apply for monthly repayment of the amount due last month from 1 to 10.

Number and cost of flower bud staging:

The periods are 3, 6, 9,12;

Alipay ant flower garden installment interest:

3 months: 2.5%;

6 months: 4.5%;

9 months: 6.5%;

12 months: 8.8%.

computing formula

Repayment by installment = total principal payable by installment = number of installments.

Fee for installment repayment = the total amount of principal to be repaid, the total installment interest rate and the number of installments.

Reminder: Remember to pay off the consumption quota on time after opening the flower garden. The consumption behavior of flower buds is closely related to everyone's credit data, and everyone must cherish it.