What kind of SMS will China Merchants Bank receive after its credit card cancellation is successful?

After successful registration and cancellation, you will generally receive a cancellation SMS on the afternoon of the third day (SMS format or screenshot is temporarily unavailable), and then complete online cancellation according to the link in the SMS. Once the cancellation is completed, the card cannot be used immediately, and then the credit card can be cut. Tips: It is valid within 5 days after receiving the message. Please click in time.

Telephone banking cancellation: All credit cards can be cancelled through telephone banking. If the credit card can only be cancelled by telephone on the premise of cancellation, call the corresponding bank customer, enter the card number and information according to the prompt, and cancel the account. Cancellation of bank counter: (1) Bring valid certificates, such as ID card and credit card. (2) Get the reservation number from the bank and queue up. (3) Explain to the service staff that you want to cancel the account, hand over the credit card to the bank staff and fill in the relevant application. (4) Credit card cancellation is completed. Note: if the credit card is lost, you need to reissue a credit card first, and then cancel the account, and the card fee is required to reissue the card; Credit card cancellation must take out the balance on the card to ensure that there is no debt on the card.

How to cancel Amanda's China Merchants Bank credit card?

Users can contact the customer service of China Merchants Bank by phone after the credit card bill account is settled, cancel the account or cancel the credit card in the application, or directly call the customer service phone of credit card at 400-820-5555 for manual registration, and the cardholder selects "9" for manual service after verification. Users should note that China Merchants Bank's account cancellation or account cancellation application does not support online or counter processing.

Please pay attention to the following aspects before canceling your credit card:

1. Confirm the remaining debts and balances in the card, accurate to the minute. Bank cards with outstanding funds cannot be cancelled. If there is extra money, the bank will ask users to provide their own bank savings card and transfer the extra money to the savings card account;

2. Destroy the card and unbind the payment platform withholding agreement. When canceling, the customer service will tell the user how to cut the credit card and remind the user not to spend more. Users need to query the previous binding records and unbind them on platforms such as Alipay, WeChat, Marriage, Auto-recharge of mobile phones or water and electricity withholding, so as to have new deduction consumption in the future; .

3. Credit card cancellation cycle-generally 45 days. After the time, the user can call the bank customer service to confirm whether the card is successfully returned.

Users should note that credit card cancellation is not the same as account cancellation. If it is determined that the card is needed again, it is best to cancel the account at the same time. If users just return their cards and then apply for a bank credit card, they will not be able to enjoy the treatment and preferential treatment of new customers, so it is best for users to cancel their accounts together when returning their cards. After the cancellation of the credit card, the invalid credit card must be cut along the magnetic stripe to prevent the credit card from being stolen. If the credit card has been lost and you want to cancel it, you'd better apply for loss reporting first and then cancel it.