How to check bank credit?

Methods for banks to inquire personal credit records:

1, take your ID card to the credit information hall of the People's Bank of China where you are located;

2. Log in to the Credit Information Center of China People's Bank for enquiry;

3. Some banks and lending institutions provide online and offline outlets. Please consult your own card-holding bank or lending institution for details.

What information will be recorded in the credit report:

1, your personal basic information, occupation, marriage, address, etc. ;

2. Summary of information, how many loans are there in your name, how many credit cards are there, and how much you repay each month.

3. Details of credit transaction information, and whether each loan transaction is overdue;

4. Some public information such as the payment of provident fund;

5. Inquire about records, who inquired about your credit report when and why;

6. Other explanations and labels on credit reporting.

Who can view my credit information:

I have two free inquiries every year, and other organizations or individuals must obtain my written authorization for inquiries. General lending institutions will make inquiries before and after lending, while the records will not be displayed if the courts and government departments make inquiries according to law.