What will happen if Alipay is overdue?

1. The payment of Alipay flowers after the deadline needs interest. If the amount payable in the current period is not paid off before the repayment date, corresponding overdue interest will be generated, and the overdue interest will be charged on a daily basis at 0.05% of the unpaid amount in the current period. ?

2. If the repayment period does not exceed 1 month, the credit record will not be affected, but interest will be paid more. If it exceeds 1 month, it will be on the credit record, and Alipay will report it to the personal credit information system if it refuses to repay. ?

3. The overdue record of the flower garden will be submitted to Sesame Credit, which will affect the sesame score and may have a negative impact on your credit.

4. Generally speaking, if the overdue days of the ant flower garden are relatively short, such as within 7 days, after paying off the overdue loan, the ant flower garden function can be used normally. But if it is overdue for 30 days, you can never use ant flowers.

It is suggested that you repay the loan on time, not overdue, which will have a bad influence on your credit. ?