Why can’t I use Nanjing Bank’s gold wire loan?

The inability of Bank of Nanjing’s gold wire loan may be caused by the following reasons:

Insufficient comprehensive assessment: Bank of Nanjing evaluates the borrower’s comprehensive credit status, including the borrower’s credit report Records, liabilities, income, age, education, etc. If the borrower's comprehensive credit status is not good, such as overdue records in the credit report, excessive debt, unstable income, etc., it may lead to failure in the comprehensive evaluation and thus the inability to use Nanjing Bank Golden Silk Loan.

The credit report is overdue: Nanjing Bank Jinsi Loan has higher credit requirements for borrowers. If the borrower has recently had overdue records with other lending institutions, or the loan with Nanjing Bank has become overdue, This may result in the credit report not meeting the requirements, and thus the Bank of Nanjing Jinsi Loan cannot be used.

Other reasons: In addition to the above reasons, the reasons that may cause the Nanjing Bank Jinsi Loan to be unavailable include: abnormality of the borrower's ID number, loan balance reaching the upper limit, system failure, etc.

If you encounter the above problems, it is recommended to contact Bank of Nanjing customer service or go to the bank for consultation in time to understand the specific reasons and take corresponding measures.