What happened when you didn't apply for a loan and received a text message from Qian Xiaoer?

Did not apply for a loan but received a loan application text message. The reasons may be as follows:

1, someone took your identity information to apply for a loan.

Generally, this situation is rare. If someone really uses your identity information to apply for a loan, then you must call the police and find the real borrower.

2. Publicity of liar information or loan platform

Sometimes when you receive such loan information, make sure you have not applied for it. If there is a link on it, don't click it easily. Probably a liar. Secondly, if you have registered on some loan websites, you may receive some harassing messages. Although the loan application has been accepted, it has not.

In order to avoid receiving malicious harassment messages, it is best not to disclose personal identity information easily, and not to fill in your phone number and real name easily. If you really want a loan, you'd better choose a more authentic loan platform.