How to complain about illegal collection

Legal analysis: 1. If you complain to the CBRC, you can log in to the CBRC official website to inquire about the local complaint telephone number and make a complaint by calling. 2. Pay attention to the official account of WeChat of Internet Finance Association, click to contact us in the chat window, and then select I want to complain. 3. Report the short message address and harassing phone address to 1232 1 Internet Bad and Spam Reporting Acceptance Center.

Legal basis: Civil Code of People's Republic of China (PRC).

Article 673 Where the borrower fails to use the loan according to the agreed purpose, the lender may stop issuing the loan, recover the loan in advance or terminate the contract.

Article 674 The borrower shall pay interest at the agreed time limit. If the time limit for paying interest is not stipulated or clearly stipulated, and cannot be determined according to the provisions of Article 510 of this Law, if the loan period is less than one year, it shall be paid together with the loan; If the loan term is more than one year, it shall be paid at the end of each year; if the remaining term is less than one year, it shall be paid together with the loan.

Article 676 If the borrower fails to repay the loan within the agreed time limit, it shall pay the overdue interest in accordance with the agreement or the relevant provisions of the state.