How to avoid online fraud

1, fraud:

Call you with a phone that automatically plays voice, for example:

"hello! Your mobile phone is currently in arrears of XX yuan, please pay it back as soon as possible to avoid affecting the call. If in doubt, please press 0 to switch to manual service; To listen again, press 1. "

2. Cause analysis:

Taking advantage of people's weak legal awareness and fear of litigation, they pretend to be water, electricity, broadband, telephone, postal service and even banks, saying that they owe money and that there are drugs in the package.

3, prevention methods:

What you have to do at this time is definitely not to press "0" or "1", but to hang up the phone and call the regular customer service phone to verify. If you press "0" or "1" according to his prompt, you will enter the trap set by criminals. Remember, remember! Call regular customer service to verify!

Second, SMS fraud.

1. Fraud method: You may often receive this message:

"Just put the money on this card: XXX Bank, XXXXXX (account number), (name). The phone is dead, please call this number after you finish. "

Sometimes, maybe you are preparing to remit money, so you may be cheated.

2. Cause analysis:

This kind of fraud is a fluke. Although it is a long time ago, the number of short messages sent is amazing. They may send millions or tens of millions a day. Once they win one, they will make a lot of money.

3, prevention methods:

First, look at the number of the text message sent to you. If you are not familiar with this short message, you must verify your identity. Especially before remittance, you must verify whether your identity and information are true. Don't be careless

Third, pretend to be old friends.

1, fraud:

Criminals know their names and phone numbers in advance, pretend to be old friends and call you, saying that they will come to you, and then find various reasons to say that they can't go. Usually something goes wrong and they want to borrow money from you for help.

2. Cause analysis:

This is purely asking for it. Guess who the other party is by listening to the voice, and the phone number is not checked or verified. Finally, I was cheated (several of my friends were cheated for this, but the criminals were so powerful that they knew their friends, names and experiences clearly, which completely dispelled their doubts. )。

3, prevention methods:

Strange calls must be verified, don't guess blindly. Generally, my practice is: "I count to three, you tell me who you are, and I will hang up directly", and then contact the phone to verify.

Fourth, stealing chat tools for fraud.

1, fraud:

Steal QQ, WeChat and other chat tools, and contact parents, relatives, friends and classmates. For fraud, it is usually urgent to borrow money from yourself or others to help.

2. Cause analysis:

Generally speaking, they are people with deep or good relationships, and they are not alert to each other.

3, prevention methods:

Be sure to set some questions on the phone or chat to determine whether the other party is yourself. Don't trust tools such as QQ easily. Such tools are best confirmed by video. In addition, if it is confirmed to be fraud, it is necessary to inform others in time to prevent others from being cheated.

Verb (abbreviation of verb) Abnormal fraud in online shopping transactions.

1, fraud method:

When you took something in the online shop, the customer service contacted you and said, "Dear, I'm sorry, the stuff you took is out of stock at present, so I'll refund your money!" " Then ask for your bank account number and transfer the money directly to your account.

2. Cause analysis:

Because you buy in an online store, you trust each other's identity. Sometimes you will tell each other your account number, password and Taobao ID. Sometimes fake customer service will send you a link to apply for a refund. Do not click on the link at this time.

3, prevention methods:

Anyone who claims to be Taobao's customer service or online shop owner says that your transaction is abnormal and asks for a refund, never disclose personal information such as your bank card number, Taobao account number and password before verifying the situation, and don't follow the so-called webpage link address sent by the other party! Remember!

Sixth, fake online shop fraud.

1, fraud method:

The criminals made a fake online shop to cheat, and once they bought it, they lost money.

2. Cause analysis:

Cheap, misled and other reasons, shopping in no unknown online shop.

3, prevention methods:

For an unfamiliar online store, first Baidu will check the reputation of this online store and see if the online store has been filed by ICP. Most importantly, online shopping must choose a reputable shopping platform, insist on using third-party trading platforms such as Alipay, and never believe that the price is cheap. You can refuse to pay the deposit in advance for offline transactions, direct remittance and other reasons!

Seven, winning information fraud

1, fraud method:

The criminals let you know that you have won the prize through SMS, WeChat, QQ, email and other channels, but you need to pay taxes to receive the prize.

2. Cause analysis:

Mainly because of the idea of greed and cheap, resulting in economic losses.

3, prevention methods:

No matter how attractive the content is, please don't believe it, and don't look at it according to the so-called consultation telephone number or webpage. Once checked, it is likely to fall into the trap of criminals.

Let's call it a day. As the beginning of Monday, we basically knew all the above fraud methods clearly.

However, including some friends around me, there are still people who are cheated.

I hope everyone will pay more attention to what they have done and don't verify the obvious fraud information, otherwise you are likely to fall into the trap of a liar.

The most important two points are, don't be greedy for petty advantages and don't disclose your information to strangers.