Can I take out the provident fund on my mobile phone?

Can I take out the provident fund on my mobile phone?

Yes, you can withdraw the provident fund from your mobile phone.

With the development of science and technology, it is now possible to withdraw provident fund through online channels such as mobile APP or WeChat applet. These channels provide convenient and efficient services, allowing users to withdraw provident fund anytime and anywhere.

To withdraw the provident fund on the mobile phone, you need to authenticate yourself first, and then do face recognition or ID verification through the authentication function in the mobile APP or WeChat applet. After verification, you need to fill in the application form for provident fund withdrawal, including personal information, bank card number and other necessary information. Finally, submit the application and wait for the audit result. Under normal circumstances, after approval, the withdrawn provident fund will be transferred to the personal bank account within 3 working days.

It should be noted that the withdrawal of provident fund needs to meet certain conditions and restrictions. For example, it is necessary to meet the conditions stipulated by the state to withdraw the provident fund, such as buying self-occupied housing and repaying the principal and interest of the house purchase loan. In addition, it is also necessary to provide relevant supporting materials, such as purchase contracts and purchase invoices. Therefore, before withdrawing the provident fund, you need to understand the relevant policies and regulations and make sure that you meet the conditions before applying.

To sum up:

The provident fund can be withdrawn on the mobile phone, which provides a convenient and quick service. Before extraction, you need to verify your identity, fill in the application form and provide relevant supporting materials. It is necessary to meet the extraction conditions stipulated by the state, and the certification materials required for different extraction reasons are also different. It is recommended to know the relevant policies and regulations before extraction, and ensure that the conditions are met before applying.

Legal basis:

Article 25 of the Regulations on the Management of Housing Provident Fund stipulates: "If an employee withdraws the storage balance in the housing provident fund account, it shall be verified by his unit and a certificate of withdrawal shall be issued."

Article 26 of the Regulations on the Management of Housing Provident Fund stipulates: "Employees shall apply to the Housing Provident Fund Management Center for the withdrawal of housing provident fund with the withdrawal certificate. The housing provident fund management center shall, within 3 days from the date of accepting the application, make a decision on whether to approve or disapprove the withdrawal, and notify the applicant; If the withdrawal is approved, the entrusted bank shall go through the payment procedures. "