Where can I find an enterprise annuity?

Enterprise annuity, also known as "enterprise supplementary endowment insurance", is also called the "second pillar" of endowment insurance by many retirees. So, how to query the enterprise annuity? Here, I have sorted out how to inquire about the legal knowledge related to enterprise annuity for you, hoping to help you.

1. How to inquire about the enterprise annuity?

Mode 1:

Through the computer query, operation process:

1. Enter China Industrial and Commercial Bank official website in the browser and click "Personal Online Banking";

2. Enter the card number, password and verification code and log in;

3. Select "All-Insurance, Pension, Social Security-Pension";

4. Select the annuity plan to be queried in the "My Pension" directory, and click "Details".

Mode 2:

Query by mobile phone, operation process:

1. Download the "Industrial and Commercial Bank of China" App.

Mode 3:

Automatically accept enterprise annuity account information through mobile phone:

Individuals can reserve their mobile phone numbers through the company, and then use the industrial and commercial "e-link" App or SMS to receive pension messages and push enterprise annuity account information.

Mode 4:

Through telephone inquiry, the operation process is as follows:

Call ICBC Telephone Banking "95588" and make an inquiry according to the voice prompts. Inquiry steps: dial 95588→ press 1 inquiry → press 5 for other information inquiry → press 4 for annuity inquiry → enter card number, account number, ID number or customer number, press # when finished → enter telephone banking password, and press # when finished. Voice broadcast the following information: your annuity current total payment, individual payment, enterprise payment, other payment, current total income, total payment and income.

Mode 5:

Three operation modes of industrial and commercial outlets query;

1. Insert the work bank card into the ATM, enter the password, select "Query-Pension" and follow the prompts;

2. Insert the work-bank card into the inquiry payment machine, enter the password, select "More Services-Convenience Service-Pension", and follow the prompts;

3. Select "All Services-Business Inquiry-Pension" in the intelligent terminal, then insert the card and follow the prompts.

Second, the legal basis

The "Measures" stipulate that the expenses required for enterprise annuity shall be jointly paid by enterprises and individual employees, and the fund shall be fully accumulated to establish a personal account for each employee who participates in enterprise annuity. The annual contributions of enterprises shall not exceed 8% of the total wages of employees, and the total contributions of enterprises and employees shall not exceed 12% of the total wages of employees. The specific expenses shall be determined through consultation between the enterprise and the employees.

It should be noted that the enterprise annuity can also enjoy the preferential tax policies of the state for retired employees, and some enterprise contributions that meet the state regulations can be deducted before tax, and individual contributions can be deducted from the current taxable income.