Joke Collection Website - Public benefit messages - After the bank card is recharged, what does the message "online banking transfer, error refund" mean?

After the bank card is recharged, what does the message "online banking transfer, error refund" mean?

Meaning: For example, even if the input error is unsuccessful, the money you transferred out will temporarily flow out of the bank where your account is located and be transferred to the other bank. However, the account voucher cannot be generated after the inter-bank transfer is unsuccessful, and it can only be regarded as temporary cash flow and temporarily stored in the other bank. After the other bank system is checked correctly, the money will be automatically transferred back to the bank where your account is located in the form of cash flow.

Conditions for successful transfer:

Only the account name and account number are consistent can the transfer be successful, so if the account number is entered incorrectly, the money will not be successfully transferred to the other account.

Even if the input error is unsuccessful, the money you transferred out will temporarily flow out of the bank where your account is located and be transferred to the other bank. However, the inter-bank transfer fails to generate accounting vouchers, which can only be regarded as temporary cash flow and temporarily stored in the other bank. After the other bank system is checked correctly, the money will be automatically transferred back to the cash flow of the bank where your account is located.

The bank where your account is located will transfer money into your account and generate an accounting voucher, and your money will be returned to your account.

Express Bank can complete the transfer on the same day, but no later than 7 working days.

The problem that online banking transfer can be returned.

If you make a mistake, and the payee's name, card number and branch of the payee bank do not match, the system will automatically cancel it and generally return it to your account within three working days.

If you have submitted it successfully, and the payee's name, card number and payee's branch are correct, it cannot be returned.

Whether you can cancel the manual transfer at the bank counter within 24 hours depends on what transfer method you use.

Real-time transfer or two-hour operation is definitely too late. Only transfers that have not been operated within 24 hours can be cancelled.

As for whether the online banking transfer can be withdrawn, in order to prevent online fraud, the new bank regulations require that all funds transferred by bank self-service equipment (ATM machines) can only be operated after 24 hours. Once found cheated, you can cancel the transfer within 24 hours.

Generally, the bank will automatically remit money to your card, so don't worry. If you are still worried, you can find a nearby outlet (or self-service equipment, or you can check the transaction details on mobile banking) to see if the balance on the card has been withdrawn normally. If it is an inter-bank transfer, it may take up to three days to get the account back.