Will the central bank send text messages to individuals for credit information?

The central bank will not send credit information to individuals. When users log in to official website, the central bank's credit information center, there will be a reminder page, and the central bank will not inform them about loans, funds or their blacklists by SMS, telephone or email. This also shows that the central bank is only responsible for recording users' credit information and will not contact users actively.

The Credit Information Center of China People's Bank is a public institution directly under the People's Bank of China. Its main task is to be responsible for the construction, operation and management of enterprise and individual credit information system (also called enterprise and individual credit information basic database) according to national laws and regulations and the provisions of the People's Bank of China.

The main responsibilities of the central bank's credit investigation:

(a) responsible for the formulation of a unified national enterprise and individual credit information database, chattel financing registration system construction and development planning.

(two) to undertake the construction, operation, maintenance and management of the national unified enterprise and individual credit information basic database and movable property financing registration system.

(three) in accordance with the requirements of the relevant laws and regulations of the state, organize and implement the operation of the national unified enterprise and individual credit information basic database and movable property financing registration system.

(four) responsible for the development of enterprise and individual credit information database, the operation and maintenance of movable property financing registration system, and the formulation of a unified national internal management system and business technical standards.

(five) responsible for business and technical contact and coordination with commercial banks and related parties, and collecting credit information of enterprises and individuals. Responsible for summarizing and analyzing the data information in the national unified enterprise and individual credit information basic database, and issuing the analysis report in time.

(6) Providing enterprise and individual credit service, value-added application and market promotion to commercial banks and related parties according to law. Accepting objections to the operation of the national unified enterprise and individual credit information basic database and movable property financing registration system according to law. Responsible for organizing the national unified enterprise and individual credit information basic database and movable property financing registration system for business knowledge and product training.

(seven) other matters authorized or entrusted by the People's Bank of China. Internal organization: The Credit Information Center consists of 16 departments, with temporary infrastructure departments, which are located in 3/kloc-0 provinces (cities, autonomous regions) and 5 cities with separate plans (Dalian, Qingdao, Ningbo, Xiamen, Shenzhen and Wenzhou Financial Comprehensive Reform Experimental Zone).