What about ICBC credit card?

How to handle industrial and commercial credit cards?

The conditions for applying for a credit card are as follows: the domestic person (excluding college students) who is the main card applicant must be a natural person aged 18 or above, have full capacity for civil conduct, have a work unit or permanent residence in the place where the card issuer is located, and have a stable income above the local average. ICBC will review your comprehensive assets, and the final approval will be subject to the approval of the card issuer.

You can apply for a credit card through the following channels:

1. Online channel: You can log in to mobile banking and apply for an ICBC credit card through the function of "Credit Card-Card Handling". Or complete the application through official apps such as Ronge Lian and ICBC e Life; You can also apply online through online banking.

2. Offline channel: You can go to a nearby ICBC outlet with your personal certificate, fill out a paper application form on the spot, fill it out as required, and return it directly to the outlet for application with necessary materials. The card issuing result is subject to the final approval.

(Answer time: April 2, 20221. In case of business changes, please refer to the actual situation. )

How to handle the ICBC credit card?

Handling is divided into online handling and business hall handling:

1. Search China Industrial and Commercial Bank online, and click "Credit Card Center" to enter the credit card management page of ICBC.

2. Click the "I want to apply for a card" service on the ICBC credit card page. Under the introduction of various credit cards in the middle of the new page, click and select "Apply Now" at will.

3. Fill in the card city and application card type. Page drop-down, select the type of credit card you want to apply for, click "Apply", and then fill in personal information, supporting materials, etc. According to the pop-up page, submit the application and wait for ICBC to review the card issuance.

Business hall handling:

Carrying a copy of identity information, resident ID card or military officer's card; Work and income certificate, salary certificate or business card and photo badge; Auxiliary materials that can prove that they have good economic strength, such as a copy of real estate license, a copy of automobile driving license, a copy of deposit slip and other materials needed to handle the card, arrive at the ICBC business hall.

Tell the clerk in the lobby that you want to apply for a credit card, fill in the relevant materials under the guidance of the salesman, and submit the supporting materials.

While waiting for ICBC to review the information, keep the reserved mobile phone number open. ICBC will inform you whether the card is successful or not. If the card is successful, you can go directly to the business hall to get the credit card.

Credit card is a non-cash transaction payment method and a micro-credit payment tool provided by banks to users. The earliest credit card appeared at the end of 19.

Credit cards are divided into credit cards and quasi-credit cards, which provide settlement services, facilitate shopping and consumption, and enhance security; Simplify the collection procedure and save social labor; Promote commodity sales, social needs and other characteristics. Credit card is a special card issued by banks or other financial institutions to people with good credit, which is used for shopping and spending at designated merchants or depositing and withdrawing cash at designated banking institutions. It is a special kind of credit certificate.

How to apply for ICBC credit card?

The conditions for applying for a credit card are as follows: the domestic person (excluding college students) who is the main card applicant must be a natural person aged 18 or above, have full capacity for civil conduct, have a work unit or permanent residence in the place where the card issuer is located, and have a stable income above the local average. ICBC will review your comprehensive assets, and the final approval will be subject to the approval of the card issuer.

You can apply for a credit card through the following channels:

1. Online channel: You can log in to mobile banking and apply for an ICBC credit card through the function of "Credit Card-Card Handling". Or complete the application through official apps such as Ronge Lian and ICBC e Life; You can also apply online through online banking.

2. Offline channel: You can go to a nearby ICBC outlet with your personal certificate, fill out a paper application form on the spot, fill it out as required, and return it directly to the outlet for application with necessary materials. The card issuing result is subject to the final approval.

(Answer time: April 2, 20221. In case of business changes, please refer to the actual situation. )

How to apply for a credit card in ICBC?

The materials to be prepared for handling industrial and commercial bank cards are as follows:

1, age 16, with ID card;

2./kloc-under 0/6 years old, need to be accompanied by a guardian, and use the household registration book and guardian ID card to apply for a bank card;

3. The information needed to apply for a bank card includes the ID card or household registration book and the ID card of the guardian.

Extended data:

I. The steps for handling savings at the counter of ICBC are as follows:

1. Bring valid certificates to the bank. /kloc-under the age of 0/6, you need a household registration book and a guardian ID card to apply for a bank card;

2. Find the lobby staff and ask for the application form;

3. Fill in the application form and go to the counter.

4. Set the password after completing the formalities at the counter;

5. Finally, the card was successfully processed.

Two. Information required for handling China Industrial and Commercial Bank credit card.

1. identification: you need to use identification when applying for a credit card. The materials that can be used as proof of identity at the time of application include resident ID card, military officer's card, Hong Kong and Macao residents' pass to and from the mainland, Taiwan Province compatriots' pass to and from the mainland, and foreign passports.

2. Work certificate: As work is a very important concern of banks in credit card review, cardholders need to provide information that can prove their work, such as a copy of work permit, the original work certificate issued by the work unit, a copy of professional qualification certificate and a copy of professional title.

3. In order to apply for a credit card as soon as possible and obtain a relatively large amount of credit, you need to submit to the bank materials that can be used as proof of your financial resources, such as bank payroll records, income certificates issued by the unit, income tax and withholding certificates, copies of your own car registration cards, bank time deposit certificates, real estate licenses and other materials.

Three. Annual fee for industrial and commercial bank card:

Industrial and commercial bank cards are divided into savings cards and credit cards:

1. Annual fee of savings card:

It is stipulated that the annual fee for the moneylink card is generally 10 yuan/card/year, and the annual fee for the wealth management gold card is temporarily exempted. ICBC's savings cards and wealth management account cards used to pay wages, pensions, subsistence allowances, medical insurance, unemployment insurance and housing provident fund are exempt from annual fees. When new customers open cards (including ordinary cards, military insurance cards, social security cards, etc.). ), the annual fee is automatically reduced. If your existing account is free of annual fee, you can't apply for exemption.

Tips:

If you don't enjoy the annual fee-free discount in your account, you can also bring your valid ID card and savings card to any business outlet in China to enjoy the annual fee-free discount. Whether it meets the inspection-free conditions, it is recommended that you check through the business outlets, and the results of the outlets will prevail.

2. Annual credit card fee:

Personal gold cards and ordinary cards can consume 5 cards or 5000 yuan (equivalent to foreign currency) in the year when they are used, and the annual fee for that year can be reduced or exempted. If the exemption conditions are not met, the annual fee will be charged according to the following standards: Puka: the main card 100 yuan, and the auxiliary card 50 yuan; Single currency credit card main card 50 yuan, deputy card 25 yuan; Gold card: main card 200 yuan, supplementary card 100 yuan; Single-currency credit card main card 100 yuan, auxiliary card 50 yuan.

How about ICBC credit card? The specific process is as follows

1. Users who have opened ICBC's personal online banking need to log in to ICBC's online banking first, then select the credit card service, then select the option to apply for a credit card, find the application link and enter the application page.

2. After entering the application page, select the credit card application area, and the system will list the types of credit cards that can be handled in this area for users to choose. Users can choose the credit card that suits them, click "Apply Now" and enter the information filling page. Pay attention to fill in the information, and be sure to fill it in truthfully and accurately.

3. After completing the information, click the "Submit Form" button.

4. At this time, ICBC's credit card application is completed, and the rest is the bank's review. After submission, the system will automatically conduct a preliminary review of the application, and then submit it to the local branch for further review.

5. During the review process, the applicant can check the application progress at any time. If approved, the bank will notify the applicant by phone or SMS. If the audit fails, the applicant can call 95588 to find out the reason.

How to apply for ICBC credit card?

If you want to apply for an ICBC credit card, you can do so in the following ways:

1. Counter handling:

Cardholders can bring their ID cards, income certificates and other materials to the business hall of ICBC, apply to the staff for handling the card formalities, fill in the application form, and wait for approval before handling the card.

2. Official website:

Cardholders can log in to ICBC Credit Card official website () and click "I want to apply for a credit card" on the home page. After entering the page, select the credit card you want to apply for and click "Apply Now".

3. WeChat processing: (version number 8.0. 1 1)

Applicants can pay attention to the official account of ICBC WeChat WeChat and select "Recommended Products-Apply for Credit Card" to apply for a credit card.

Industrial and Commercial Bank of China

ICBC bank credit card is unlimited in time and amount. If you want to apply for ICBC's large credit card, you need to apply for ICBC's savings card first. If ICBC has a savings card, there will be stars. ICBC has two stars, a service star and a contribution star.

The approval of ICBC's credit card is approved by the local card issuing department. When applying for an ICBC credit card, you don't need to send the information to the credit card center headquarters for approval, but you can also go to the local ICBC card department for approval. The most important thing for the local card department is to contribute to the bank. The contribution of the bank is to look at the stars of the bank and brush the stars, and then it is easy for ICBC to apply for a high credit card. It's no use buying tickets with our cards. All we have to do is brush the stars, brush the stars, brush the stars. If the star rating of ICBC is improved, the promotion of ICBC is a very obvious result.

The star service of ICBC is divided into service star and contribution star. With his real estate and ICBC loan, it is enough to serve as a star, and it is easy to apply for a big card. . Generally speaking, as long as the savings and wealth management card reaches double 7 stars, and then go to the counter to apply for a credit card, it is basically 50 thousand.

The difference between service star and contribution star: service star refers to the services provided by ICBC, and contribution star refers to your contribution to ICBC. Contribution refers to the sum of customers' deposits in ICBC, purchases of wealth management products and other wealth management products, and the contribution is automatically evaluated by the system.

This concludes the introduction of how to apply for ICBC credit card and how to apply for ICBC credit card. I wonder if you have found the information you need?