Can the bank card flash payment function be turned off?

Bank card flash payment can be closed through Bank of China Mobile Banking. The specific operation is as follows:

Operating environment:

Brand model: iPhone 13

System version: iOS 15.3

Application version: v7.2.4

1. Open the China Bank APP, enter your account number and password, and click "Login".

2. After logging in successfully, go to the homepage and click "Account Management".

3. On the account management page, click "Electronic/Cash".

4. As shown, click the symbol in the upper right corner.

5. Go to more pages and click "Transaction Limit Settings".

6. Click on "Small/Signed Confidential".

7. Click the switch to the right of "signed small/confidential".

8. In the small window that pops up, click OK.

9. The "Small/No Signature" function has been successfully turned off.

1. Is bank card flash payment safe?

1. Bank card flash payment is technically safe, but there are certain security risks in actual payment. After flash payment is enabled, you can directly debit the card to complete the transaction without entering a password or signature within the confidential payment limit.

2. Bank card flash payment is a non-contact payment product launched by China UnionPay. Chip cards with flash payment logo are different from magnetic stripe cards, and there is no hidden danger of copying, which can provide cardholders with a convenient and fast payment experience and is suitable for customers who pay attention to payment efficiency.

3. If the cardholder is worried that the funds will be damaged after the flash payment of his bank card is opened, he can contact the bank to turn off this function, and at the same time, he should pay attention to protecting the private information of his bank card and not disclose it to others easily.

2. Is it necessary to open bank card flash payment?

Bank card flash payment does not need to be enabled. Flash payment is a function of bank card, and all machines with this function can be used. "Flash payment" has the characteristics of small and fast payment, and is a non-contact payment product and application of UnionPay. The flash payment function can only be used in POS machines with flash payment function modules.

Three, UnionPay flash payment function guide

To successfully swipe the card to complete the flash payment, you need to have enough balance in the offline account of the card (the term is "electronic cash"), otherwise you will jump to the password input stage like ordinary swiping! Therefore, if you enter the password during the flash payment, it means that you can't get the discount, so please prepare your own backup plan (leave quickly or pay in full by local tyrants).