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The leading financial technology platform in China, you and I, are practitioners of financial reform, focusing on the capital development needs of small and medium-sized enterprises, self-employed households and farmers, and have long been committed to the construction and improvement of the national credit system. On May 9, 2009, it was successfully listed on the Nasdaq Global Select Market.

Your loan is a financial technology platform, which was officially launched in June 20 1 1 year, and the mobile APP was launched in June 20 14. The operator of your loan is Shanghai Nidai Internet Financial Information Service Co., Ltd., with a registered capital of 550 million yuan, aiming at providing users with efficient, transparent, safe and convenient Internet financial services.

You and I adhere to the small-scale decentralized loan business, and the service has covered nearly 30 provinces and cities across the country 100 cities and regions. The loans matched with the platform are mainly consumer loans such as rental and decoration, electronic digital and tourism.

Your loan financial technology platform was established in June of 20 1 1, which is a pure third-party online credit investment and financing service platform. As a third-party service platform, you and I don't absorb deposits or lend money, but only provide a series of related services such as credit consultation, evaluation, recommendation, fund adjustment and docking, and build a bridge for investors and borrowers to allocate funds. Your loan platform is independently built and operated by Shanghai Your Loan Internet Financial Information Service Co., Ltd..

The relationship between Internet and finance;

1. Throughout the entire financial product market, traditional financial products are also accelerating e-commerce. More and more financial industries use Internet and other technologies to sell financial products, acquire new customers and complete customer service. Financial e-commerce has become a trend.

2. You and I are adhering to the concept of "compliant development and smooth operation". After more than eight years of development, it has grown into a top financial technology platform in China in terms of scale and strength, and was successfully listed on the NASDAQ Global Select Market on May 19, 2009. The net income of your parent company Jiayin Jinke in 20 17 was RMB 2,250.9 million (about US$ 327.7 million), which was 280.8% higher than that in 20 16. In 20 18, Jiayin Jinke's net income reached 2.88190,000 RMB (about 4192,000 USD).

3. You and I will adhere to the concept of "being partners with honest people and walking with you and me", and realize the great social value of helping workers, enterprises, students and farmers through your products, so that credit can truly become the carrier of realizing value and give customers the opportunity to change their destiny. "You lend me back" adheres to the service concept of "helping others", adheres to the principle of "honesty, innovation, dedication and cooperation", pays attention to morality and good career, aims to keep high, guard against risks and ensure the safe, standardized and coordinated operation of each customer's capital chain.