What are the consequences of spending a few days overdue? Quiz.

A few days after the flowers are overdue, there will be a phone call or text message to remind users to repay on time, which will reduce some sesame points. If the user fails to pay the money within seven days, there will be a call for collection, and if it is not paid after one month, there will be a negative record, which will affect the amount of flowers. If it is overdue for three months in a row, the flower garden quota will be temporarily closed, and the flower garden quota will be restored after full repayment. If it is overdue for more than half a year, someone will collect it and close the bud permanently.

Development of flower buds:

1.In July, 2020, according to China Times, under the service upgrade mode, some users of Huayuan accessed the central bank's credit information. From the tips of customer service, users can find the answer in the relevant contracts and product descriptions in Bai Hua. If there is a power of attorney for individual user information inquiry and submission in the product agreement, then your information has been accessed for credit investigation. If there are only flower bud service agreement, sesame service agreement and product description, your relevant information is not connected to the credit information. 202 1. 9. 22 It is reported that the flower buds have been connected to the central bank's credit information system, and users can't use them if they refuse to access them.

2.202/Kloc-0 On September 22nd, 2000, Securities Daily reported that a flower shop user said that he had received a prompt of "Flower Shop Service Upgrade", which indicated that the user needed to sign the Power of Attorney for Personal Credit Inquiry and Submission, and agreed to authorize him to inquire/submit relevant information to the basic database of financial credit information. Huayuan said that under the premise of user authorization, relevant information of Huayuan will be gradually incorporated into the credit information system. Maintaining good habits will not affect your credit history. According to the Power of Attorney, on the basis of obtaining the user's authorization, according to the source of the specific credit line obtained by the user, Chongqing Ant Consumer Finance Co., Ltd. or the bank providing the credit line will submit the user's credit information as the main body and incorporate it into the credit information system. It has been confirmed that if the user has any objection to the credit authorization, he can close the flower bud and terminate the authorization.

3.20211654381On October 24th, Bai Hua announced the launch of brand isolation. In order to implement the regulatory requirements related to consumer credit, Bai Hua will become the exclusive consumer credit brand of Chongqing Ant Consumer Finance Co., Ltd., focusing on small and medium-sized loans. Consumer credit fully funded by banks and other financial institutions will be updated to "credit purchase" service. The interest-free period of "credit purchase" service is the same as that of flowers. It can only be used for consumption and cannot be cashed out.