Joke Collection Website - Public benefit messages - Does AliPay still send text messages every day after the deadline?
Does AliPay still send text messages every day after the deadline?
First, Alipay will collect money by phone. The collection call is usually made by Alipay's dunning team, which will remind users of repayment and explain the consequences of overdue. These calls are usually made by multiple numbers to improve the success rate of contact.
Secondly, Bai Hua will also notify users to urge repayment by SMS. Alipay will send a number of short messages to overdue users to remind them of the repayment and inform them of the impact on overdue fees and credit records. SMS is usually sent for a period of time until the user repays or takes other measures.
In addition, if the overdue amount is large, Alipay can also entrust a legal institution to collect it, including sending a lawyer's letter or collecting it at home. These collection behaviors are aimed at forcing users to repay by legal means, and may have a more serious impact on users' credit records.
To sum up, if Bai Hua fails to repay the loan within the time limit, Alipay will recover the overdue payment through telephone collection, SMS notification and possible legal means.
Supplementary information:
1. Overdue repayment will reduce the user's consumption limit, and may also affect his other credit limit and service use on Alipay platform.
2. If the overdue time exceeds a certain period, the overdue behavior of users may be reported by credit reporting agencies, which will adversely affect their credit records.
3. Abiding by the repayment agreement is an important factor to maintain a good credit record, and timely repayment can avoid unnecessary collection troubles and credit risks.
In short, Alipay will continue to collect the money by phone, SMS and possible legal means to prevent overdue repayment. In order to avoid unnecessary troubles and credit risks, users should pay off their debts as soon as possible and abide by the repayment agreement.
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