Is the deadline in the SMS loan bill of Postal Savings Bank the time to send SMS?

According to the specific time of SMS notification, the date of receiving SMS is not necessarily the deadline.

Extended data

1. Repayment date:

In the postal savings loan, there will be a repayment date, and the bank will notify the repayment amount and date by phone or SMS. If you don't receive a text message or phone call from the Postal Savings Bank, you can go to the Postal Savings Bank to print the repayment list with the repayment date on it, or you can call the customer service of the loan department to ask about the repayment date.

Provisions on repayment date of postal savings loans

(1) Pay interest on a monthly basis. If the principal expires, the interest will be repaid from the date agreed in the contract (in principle, any day) from the next month, and the principal and the last interest will be repaid according to the agreed maturity date.

(2) Interest shall be settled quarterly. If the principal is due, the principal and interest shall be repaid on the 20th of each quarter, and the principal and interest shall be repaid on the due date agreed in the contract.

(3) If the principal and interest are repaid every month, the principal and interest will be repaid from the date agreed in the contract (in principle, any day) from the next month, and the last principal and interest will be repaid according to the due date agreed in the contract.

(4) If the interest is paid off together with the principal, the principal and interest shall be returned on the due date agreed in the contract.

2. Grace period for repayment

In today's efficient society, many people are too busy to pay back the money. In fact, the Postal Savings Bank has already prepared a grace period for careless modern people. The so-called grace period is the time-tolerant repayment day service, and the Postal Savings Bank provides customers with time-tolerant repayment day service. The grace period for final repayment is before 17:00, that is, four days after the date of final repayment. Before this time, the borrower repays according to the current bill amount and confirms that the repayment has arrived, so there will be no expenses and no overdue records.

If you want to change the repayment period, you need to apply for change. After the bank agrees, you can sign the corresponding change agreement and recalculate the repayment amount of each installment for the remaining period.

Bian Xiao reminded: To sum up, the repayment date of Postal Savings Bank is also very user-friendly. It not only tells the lender the repayment period and repayment time, but also gives the borrower a grace repayment date to consider the repayment. But if you forget the repayment date, you must repay it within 4 days after you find the repayment date, otherwise it will be irreparable.

If the information comes from the internet, if the infringing contact is deleted.