Will SMS dynamic password online banking be stolen?

Nowadays, many banks, including the online banking of Bank of Communications, require dynamic passwords. Even if your account number and password are known to others, the other party will transfer your money through your dynamic password, which will undoubtedly send the dynamic password to your mobile phone, and the dynamic password is randomly sent by the banking system and has not been used for a long time, so this has nothing to do with it.

In other words, the other party knows your account number and password, and can only know how much money is left in your account and can't take it away. To take the money from your account, he must also have a system to crack your mobile phone operator. For example, do you believe that someone can paralyze China Mobile or China Unicom?

So the problem you are worried about is only theoretical danger, which has nothing to do with reality.