How to notify the mortgage lender

Generally speaking, the mortgage payment will be notified to the customer by SMS. Only after the loan is released will the customer be notified by SMS that the loan has been completed. The short message sent on the same day can be received by the user on the same day. If there are special reasons, it will be received within 1-2 days after the loan is released.

If the provident fund applies for a portfolio loan, the money for the two loans will be distributed in batches. I didn't receive the text message because one of them hasn't been sent yet. That is to say, in addition to this kind of loan business, I am usually told about mortgage loans. Usually, after lending, the bank will send a text message to inform the borrower that the loan has been completed. Under normal circumstances, you can receive a loan text message on the same day.

If you don't receive the SMS notification, the loan applicant can go directly to the developer to see if the developer has received the loan amount. After the mortgage loan is released, the user starts to repay according to the agreement, and overdue repayment will affect personal credit.

What procedures do I need to go through after mortgage lending?

If the mortgage has been lifted, the customer and the bank have no formalities for the time being, but the bank will mail the loan contract later, so customers should pay attention.

When the loan funds are transferred to the real estate developer, the other party will give all invoices to the customer after receiving the house payment, and the customer will pay attention to it and then hand over the house. If you buy an existing house, you can get the house key given by the developer, and then carry out the house decoration project, and then you can move into a new house.

What we need to pay attention to is that the mortgage will generally be repaid from next month. Before repayment, the bank will generally send a message to remind customers to repay on time according to the agreed repayment plan (as long as the money is deposited in the repayment bank card, the banking system will automatically deduct the money on the repayment date).

After the customer pays off the mortgage, he goes to the bank to issue a loan settlement certificate and get back his warrant, and then goes to the local housing authority to understand the mortgage procedures. Only when the house is cancelled can it truly belong to itself, and the mortgage will really end.