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What do you think of the ICBC Kaka number?
I. Mode of transfer
There are many ways of transfer settlement, which can be mainly divided into two categories: settlement in the same city and settlement in different places. City settlement includes cheque settlement, payment authorization settlement, city collection and acceptance settlement, collection and non-acceptance settlement and limit cheque settlement. Off-site settlement includes off-site collection and acceptance settlement, off-site entrusted collection settlement, exchange settlement, letter of credit settlement and limit settlement.
Second, mobile phone transfer
Domestic commercial banks have opened their own mobile banking, such as China Merchants Bank, to carry out three-year free activities of mobile banking transfer and remittance. Customers who sign up for mobile banking can handle the transfer and remittance business of China Merchants Bank in the same city, in different places, in the same city and in different places through the iPhone version, Android version, HTML webpage version or iPad Bank mobile banking, and can enjoy the discount of no transfer and remittance fee.
2065438+On February 25th, 2006, five banks of industry, agriculture, China, China Construction and Bank of Communications held a joint meeting on "Strengthening account management to promote inclusive finance". Free of charge for domestic RMB transfer and remittance business handled by customers through mobile banking, and free of charge for domestic RMB online bank transfer and remittance business below 5,000 yuan for customers, thus reducing customer expenses.
Third, the latest provisions on transfer.
2065438+March 28th, 2009, the central bank made appropriate adjustments to the transfer management policy of self-service teller machines, that is, when handling business for individuals through self-service teller machines, the payee's name, account number and transfer amount can be displayed in Chinese on the transfer acceptance interface (including foreign language interface) (the name should be desensitized), and the real-time arrival of business can be clearly expressed in Chinese and confirmed by customers. If the above requirements are met, the requirement of transferring money after 24 hours at the ATM can be waived.
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