What will happen if the ant flowers are overdue?

Ant flowers will have the following consequences if they are overdue:

1, overdue penalty interest and late payment fee: overdue penalty interest and late payment fee will be generated for overdue repayment of Ant Flower Garden, which will be charged according to the proportion of specific overdue days and overdue amount. The overdue penalty interest is calculated according to a certain daily interest rate, and the late payment fee is generally charged according to a certain proportion of the overdue principal.

2. Credit records are affected: the overdue repayment of ant flower buds will be recorded by the central bank, which will adversely affect financial services such as lending. When applying for financial services such as credit cards and loans in the future, banks may refuse to apply or give higher interest rates and quota restrictions.

3. Limit the usage quota: After the deadline, Ant Flower Garden will limit the usage quota of overdue users, and may reduce the existing quota or suspend the provision quota.

4. Collection action: Ant Flower Bud will be overdue by telephone, SMS, email, etc. Urging users to repay as soon as possible. If effective contact information is not provided within the time limit, a third-party agency may be entrusted for home collection.

5. Legal disputes: Ant Flower Garden has the right to sue overdue users to the court and recover overdue funds through legal means. Overdue users may face legal disputes such as litigation, judgment and execution.

6. Impact on personal reputation: Overdue records may affect your personal reputation and reduce your trust in other financial institutions, thus affecting future loans and business cooperation.

Therefore, we suggest that you pay off the arrears of ant flower buds as soon as possible to avoid the adverse consequences caused by overdue.

It is understood that "Zhicha" is a platform for viewing personal credit information, understanding overdue information of online loans, application records, untrustworthy information, blacklist of online loans and other information. , and you can get relevant information through "Zhicha". After the deadline, it is very important to know your own situation in the credit information system. You can know your own credit records in time through such platforms, so as to make corresponding adjustments or improvements.