How to deal with the reminder letter sent to the household registration?

1. What if the credit card collector says he wants to go to his residence?

1, don't avoid the collection staff: if the collection staff has a good attitude after meeting the bank collection staff, don't have unnecessary conflicts with the collection staff, and don't play "missing", because as long as the repayment is made as usual every month after the deadline, there is nothing to worry about.

2. Negotiate repayment with the bank: If an individual has financial problems and cannot repay in full, he can negotiate repayment with the bank and ask the bank to extend the repayment period or reduce the interest, but he must not evade the bank's collection, so that the credit card interest will only increase.

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Second, what will be the impact of overdue credit cards?

1, penalty interest for overdue credit card;

2. overdue interest;

3. Bad credit record;

4. Criminal responsibility for malicious overdraft;

5. Credit card overdue repayment records will be recorded in the central bank's credit information system, resulting in bad credit records;

6. If the overdue amount is large, the bank will directly sue the cardholder for credit card fraud and malicious overdraft.

Third, will the dispute be prosecuted and will it go to jail?

1, fraud, but not borrowing.

Credit card fraud is a kind of fraud, not because of arrears, but because of fraud.

There is a certain reason why it hasn't happened yet. I didn't take the initiative to avoid debt, and I wanted to cheat myself of the money in my credit card. And I didn't lose contact, and I took the initiative to contact the bank for repayment. This is not fraud.