New rules of Zhongshan provident fund loan

The process of handling the loan of Zhongshan Provident Fund is to open the website of online application service, select an individual to log in on the "Guangdong Unified Identity Authentication Platform", scan the code and brush the face to log in, fill in personal information, upload the extracted materials, submit the application, and review it in the background of the center. Regarding the problem of Zhongshan provident fund loan processing flow, the following is a detailed answer for you by Net Xiaobian. First, how to borrow the Zhongshan Provident Fund loan 1. Open the online application service website, select individual login in the "Guangdong Unified Identity Authentication Platform", and scan the code to log in; 2. Fill in the personal information-upload and extract the materials-submit the application-and review it in the background of the center. Second, the conditions for the loan of Zhongshan Provident Fund 1. The borrower has good credit, stable family income and the ability to repay the principal and interest of the loan. 2, continuous normal deposit housing provident fund for more than 6 months (inclusive). 3. The current personal account status is normal. 4. It must be the property owner of the mortgaged house. III. Zhongshan Provident Fund Loan Processing Materials 1. Resident Identity Document 2. Marriage Certificate 3. Certificate of Deposit and Use of Employees' Provident Fund for Off-site Loans 4. Zhongshan Provident Fund Loan Processing is based on Article 11 of the Regulations on the Management of Housing Provident Fund. The Housing Provident Fund Management Center shall perform the following duties: (1) Prepare and implement the collection and use plan of housing provident fund; (two) responsible for recording the deposit, withdrawal and use of employee housing provident fund; (three) responsible for the accounting of housing provident fund; (four) the approval of the extraction and use of housing provident fund; (five) responsible for the preservation and return of housing provident fund; (six) the preparation of housing provident fund collection and use plan implementation report; (seven) to undertake other matters decided by the housing provident fund management committee. Twenty-sixth workers who have paid housing provident fund can apply for housing provident fund loans to the housing provident fund management center when purchasing, building, renovating or overhauling their own houses. The housing provident fund management center shall, within 15 days from the date of accepting the application, make a decision on whether to grant or not to grant loans, and notify the applicant; If the loan is granted, the entrusted bank shall go through the loan formalities. The risk of housing provident fund loans shall be borne by the housing provident fund management center. No matter what kind of loans are risky, provident fund loans are undertaken by the housing provident fund management center, and banks that issue loans do not bear the financial risks of provident fund loans. I hope the above content can help you. If you have other legal questions, you can go to the Internet for consultation. Legal objectivity:

Article 26 of the Regulations on the Management of Housing Provident Fund, employees who have paid housing provident fund can apply for housing provident fund loans from the housing provident fund management center when purchasing, building, renovating or overhauling their own houses. The housing provident fund management center shall, within 15 days from the date of accepting the application, make a decision on whether to grant or not to grant loans, and notify the applicant; If the loan is granted, the entrusted bank shall go through the loan formalities. The risk of housing provident fund loans shall be borne by the housing provident fund management center.