Establish personal online banking

China construction bank online business hall

The online business hall of China Construction Bank is an electronic online banking service specially set up for CCB customers. In the online business hall of China Construction Bank, users can handle daily business such as transfer and remittance, inquiry, payment and financial management. Its opening has made the relationship between banks and users closer.

In the online business hall of China Construction Bank, according to the different needs of customers, we provide customers with three versions of online banking: ordinary, convenient and advanced.

1. Online self-service for ordinary customers. Its functions are relatively simple, mainly including: account inquiry, online banking account maintenance, provident fund inquiry, E-family account inquiry, personalized setting, VIP comprehensive statement inquiry, account loss reporting, online banking service cancellation, appointment card replacement, enterprise annuity inquiry and electronic salary inquiry. In addition, this version only supports accounts opened by some branches for payment business and online payment business, and does not support transfer and remittance business.

The second is to pay customers convenient online self-service. In addition to the functions of ordinary customers, it also provides users with micro-transfer and remittance services, including current transfer, inter-bank transfer, fixed activity transfer, transfer to enterprises and appointment transfer services, micro-payment and online payment services. Customers who need to open services such as inquiry, wealth management, micro-transfer, payment and payment. You need to verify the mobile phone number reserved when opening an account before you can register and open it. When using the online business hall to conduct fund transactions, you also need to enter the mobile phone verification code.

Third, senior customers apply for opening. All the functions of online banking for senior customers in the online business hall of China Construction Bank are the most comprehensive among all online banking versions. If you want to open it, you need to bring your ID card and savings account to the outlet for opening procedures. After opening, the bank will give the customer a UKEY, which can be installed according to the installation manual to log in and use.

I opened the online banking of China Construction Bank! How to use it! Be more detailed!

The online banking system of China Construction Bank provides three handling methods: first, customers log on to the CCB website, click "Log on to online banking" and then click "Open online banking service", and then follow the prompts to become ordinary customers of online banking; Second, customers apply online first, then download and install personal digital certificates, and then sign contracts at the counter; Third, customers sign contracts at the counter and then conduct online banking. Customers become senior customers of online banking after handling in the second or third way.

(See Article 3 for details) 2. What are the payment steps for using CCB Dragon Card? (1) After purchasing goods on the merchant's website to generate an order, select IPS payment, select the card type in the corresponding area of China Construction Bank on the IPS payment platform, and enter the online banking payment login page of China Construction Bank; (2) After entering the online banking payment login page of China Construction Bank, enter the ID number you used when registering and the online banking login password you set when applying, and click "Login" to enter the next step; (3) Click Start Certificate Protection. If you are prompted "You are an unlicensed customer", you can continue to place an order if your daily consumption is less than that of 300 yuan.

If you want to pay the order when the daily consumption is greater than that in 300 yuan, please check the certificate download help (4) Select the personal certificate you want to use and click OK. (Users who haven't downloaded the certificate can only pay the order when their daily consumption is lower than that of 300 yuan, log in to the online bank ib *** jstarb/index of CCB, download the certificate and install it, and they can pay the order normally when their daily consumption is higher than that of 300 yuan) (5) Enter their account password (bank card withdrawal password) and click Pay; (6) Confirm your transaction information and click OK; (7) Enter the payment success information page.

(Please note that the payment order number has been recorded). 3. Does the bank have any regulations on the payment limit? For users who have not registered online banking, the limit of B2C single transaction is 500 yuan, and the cumulative transaction limit of that day is 500 yuan; You can bring your ID card and bank card to the CCB counter to apply for "online banking signing users". The B2C single transaction limit of the contracted customer is 50,000, and the cumulative transaction limit of that day is 65,438+100000. 4. How to download the certificate? (1) Log in to CCB Online Banking as an "unauthenticated customer". Click on the "Download Certificate" (2) page, you will be prompted to remember the certificate number (register for the customer at the counter and provide the certificate number) and "Download Certificate" (3) show the location where the certificate was downloaded (if you are operating on a non-private computer, you are advised to download it to a mobile storage device), and whether it can be backed up (2). Click "Generate Certificate" (4) In the process of confirming certificate generation, two warning prompts will automatically pop up, and click "Yes". (5) The User Certificate Application and Installation Successfully page will be displayed. (6) It is also necessary to go to the CCB counter with the ID number to go through the customer signing procedures.

Log in to the personal online construction bank.

The ID number to be entered when logging in to CCB Personal Online Banking for the first time is your ID number, and the login password is the password you set when logging in to CCB Online Banking for the first time.

The first login steps of CCB's online banking:

Open the website of China Construction Bank and select Personal Online Banking to log in.

Open the login page. The following is the first login. Select the first step: set the online banking login password, click the open page, enter your ID number and name, and complete the confirmation of personal information;

After confirmation, you need to set the login password, which can be numbers, letters and special characters. When finished, you can log in.

At this time, although you can log in, you can only do some simple operations such as querying. If you want to transfer money or conduct online transactions, you need to install a silver shield. Go back to the first login page, select Step 2: Download the "E-way Escort" security component, click to open the page, select the link corresponding to personal online banking, and click to enter the download center.

Find your own online banking shield, download the corresponding components for installation, and you can log in and use CCB online banking normally.

What can online banking of China Construction Bank do?

Main service functions of personal online banking of China Construction Bank:

1. My account

Service functions include: my online banking, account inquiry, adding new account, virtual card, VIP statement, personalization, E-family account, other account services and function introduction.

My Account provides you with a wealth of account inquiry and management functions. You can query account information such as current account, fixed account, provident fund, cheque pass, performance guarantee, VIP statement, personalized account, add online banking account, realize the interaction between online banking and mobile banking and telephone banking, and report the loss of the account. Stay at home, and account maintenance is under control.

2. Transfer and remittance

Service functions include: current transfer and remittance, regular transfer, enterprise transfer, inter-bank transfer, appointment transfer, batch transfer, foreign exchange remittance, result inquiry, payee list and function introduction.

"Transfer and remittance" enables you to transfer and remit money between different accounts; The payee can be an individual customer of CCB, an enterprise customer of CCB, an individual customer of other commercial banks, or make global remittance. In order to save you the trouble of entering the same account number many times, we have also prepared a convenient and easy-to-use payee list for you.

Step 3 pay

Service functions include: payment, batch payment, reservation payment, payment record inquiry, electronic payment, online bank card micropayment, and function introduction.

"Payment Spirit" provides you with a full range of payment services, including the payment of daily living expenses such as mobile phone charges, telephone charges, water charges, electricity charges, etc., and can pay in batches and by appointment, avoiding the pain of running around. The new online micropayment function of bank card allows your bank card to make online payment even if online banking is not enabled.

4. Credit card

Service functions include: credit card opening, credit card inquiry, credit card repayment, foreign exchange purchase repayment, credit card management, 3DS management and function introduction.

"Credit Card" provides you with the following functions: open a credit card online, and inquire about credit limit, withdrawal limit, available limit, balance, consumption points, etc. , credit card repayment, credit card loss reporting, verification of 3DS payment password, etc.

5. Personal loans

Service functions include: my loan, loan repayment, loan maintenance, loan trial calculation and function introduction.

"Personal Loan" provides you with basic information about loans, account details, repayment plans and other basic inquiries; Support your online repayment and update your account and personal basic information. In particular, we also provide you with loan trial calculation service to facilitate your careful calculation and help you repay in the most affordable way.

6. Investment and financial management

Service functions include: fund business, foreign exchange trading, gold business, bond business, insurance business, bank securities business, bank depository, securities management, wealth management products, silver through train, function introduction, etc.

Investment funds, foreign exchange, gold, bonds, insurance and futures can be analyzed here. Carry out all-round financial management at any time. We also provide you with auxiliary services such as bank-securities transfer and bank deposit, so that you can enjoy expert financial services around the clock, anytime and anywhere.

7. Customer service

Service functions include: user nickname setting, log query, personal data modification, webpage customization, mail service, customized fast track, online banking integral query and function introduction.

Here, you can set the nickname for logging in to online banking, query transaction records, modify personal data, customize personalized web pages, send us emails, customize shortcut links, and so on. , convenient and fast.

8. Security Center

Service functions include: password modification, dynamic password, account protection, SMS service, security settings, software download and function introduction.

"Security Center" provides you with services such as password maintenance, dynamic password card registration management, partial account shielding, SMS inquiry and security reminder, and online banking security customization.