Will the bank card with Xiaoman financial loan receive the loan information?

The loan will only show the time and amount of repayment record on the credit report, and there is only the record of arrival on the bank card, and nothing else. If you bind your mobile phone number, a text message will remind you how much you have to pay back every month. The credit report can't directly show the liabilities, but you can check the borrower's loan through the loan record on the credit report.

What are the main information contained in the credit report?

1, personal basic information (including identity, marriage, address, occupation, etc. );

2, personal credit summary (credit tips, credit and default information summary, credit and debt information summary);

3. Credit transaction information (asset disposal information, guarantor compensation information, loans, debit cards);

4. Details of public information (records of participation in housing provident fund and payment of endowment insurance);

5. Credit inquiry records (summary of inquiry records and details of non-internet inquiry records).

Bad credit reports will have these effects.

1, affecting loans

If you have a bad credit record, you won't be able to get a loan in the bank or even get a credit card in the future. This is called spending tomorrow's money to enjoy today's happiness;

2. Affect travel

If there is a bad credit record, overdue repayment will be included in the credit information system, and personal travel will also be affected. For example, you can't take a plane, train, etc.

3. Affect employment

Many big companies will do a background check on you before you join the company. If you find your bad credit record, you certainly can't join the company.

Step 4 affect the family

Bad credit records not only have an impact on themselves, but also have a certain impact on families. For example, if one of the husband and wife has a bad credit record, then the other person who wants to borrow money to buy a house or a car will also be rejected;

Through the above new documents, we can know that personal credit information will not find out your own online loan records and liabilities, but will find out your basic information, whether your personal credit information is good and the details of public information. Therefore, in order to ensure that your credit is good and you can enjoy more loan business, don't do anything that really hurts you.