If the credit card is overdue and the mobile phone is left at home without power and turned off for one month, is it lost?

If the overdue phone of the credit card cannot contact the overdue person, and the phone has not been turned off for one month, it can be considered as loss reporting.

Detailed description:

1. First of all, losing contact means that you can't get in touch with the other party, and you can't determine their specific whereabouts or contact information. If the overdue person's phone is not answered for a month and has been turned off, then he can't communicate effectively with the other party, which is considered to be lost.

2. Secondly, the overdue credit card indicates that the overdue person may face financial difficulties or other problems, resulting in the inability to repay the credit card arrears on time. In this case, the paying bank will generally contact the overdue person by phone to negotiate a solution. If you can't contact the overdue person, the bank can't understand its specific situation and has no chance to reach an agreement with it, so this situation is counted as losing contact.

3. To sum up, if the overdue phone number of the credit card is left in the overdue person's hometown, and the power has been cut off for one month, and the overdue person can't be contacted, it can be considered as loss reporting. This means that banks can't communicate with overdue personnel normally and further implement appropriate solutions to deal with overdue problems.

Extended data:

Overdue credit cards will have an important impact on personal credit records and future credit lending. Banks usually get in touch with overdue customers by telephone, text messages, letters, etc., hoping to negotiate repayment arrangements and avoid further legal and financial disputes. The overdue credit card may be included in the personal credit report, which will affect the application for personal loans, renting houses, buying houses and other financial services. Therefore, for overdue people, it is very important to get in touch with banks in time and seek solutions to avoid greater losses in credit records and economic conditions.

Please note that the above answers are only based on general conditions, and the specific conditions may vary from case to case. Please consult professional institutions or lawyers related to credit cards for professional advice.