Last month, I cancelled a credit card, all the formalities were completed, and the card was taken back. As a result, I received a short message from the bank this month saying that I owed money. What

Last month, I cancelled a credit card, all the formalities were completed, and the card was taken back. As a result, I received a short message from the bank this month saying that I owed money. What should I do? There is such a situation. Cancelling a card with a bank card is not the same as canceling an account. After the customer applies for pre-cancellation, it is necessary to verify whether the account has outstanding debts and no pre-authorization business on the next billing day, so it will take some time for the account cancellation to take effect. This is the only reason. It may be that when you cancel your card, you have not reached a complete billing cycle. Even if the previous arrears are settled, there is no guarantee that there will be arrears on the credit card in the next billing cycle. The bank needs some time to confirm.