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Where can I buy travel insurance?
Car body scratch insurance
At the scene, if the car body is maliciously scratched and unfamiliar, it is even more difficult to explain. At this time, you can consider buying car body scratch insurance. This is additional insurance, and the premium is several hundred yuan. No-fault insurance No-fault insurance, as an additional insurance, can guarantee you to get compensation if the responsibility of the perpetrator cannot be investigated, which is very practical. Road Travel Insurance In order to cater to the increasingly hot road travel market, some insurance companies have launched comprehensive road travel insurance, covering all kinds of risk protection in go on road trip. The scope of protection includes personal accident, acute disease, medical expenses, luggage damage and loss, vehicle rescue expenses and personal comprehensive responsibility. You can get a personal guarantee of 200,000 yuan, a liability guarantee of 500,000 yuan and a property fee guarantee of 3,000 yuan. Because of its short insurance time, the price is relatively low. Car luggage property safety insurance takes into account that there is generally no fixed parking lot to go to road trip, and most cars are parked in the wild or on the side of the road, so it is inevitable that the luggage in the car will be robbed or damaged. At this time, you can choose to buy a "car luggage property safety insurance" according to your own situation to provide comprehensive compensation protection for the luggage in the car. Emergency rescue service At present, many insurance companies provide customers with 24-hour non-accident road rescue service within the service scope of national rescue service outlets. To ensure that car owners and friends encounter unexpected situations (which need to be caused by non-traffic accidents) when driving, just call the relevant insurance company, and the insurance company can send staff to the scene to provide customers with services such as tire replacement, emergency power supply, emergency water supply, trailer towing and distress rescue. Therefore, it is best to buy accident insurance with emergency rescue service when traveling. On the one hand, it can be rescued in times of crisis, and at the same time, it can compensate the cost of on-site treatment, which is impossible for ordinary traffic accident insurance. 2. How to buy road travel insurance?
Choose the purchase method
There are many ways to buy tourist visa insurance now. In addition to contacting the insurance company directly, you can also buy it on the insurance company's website or travel website. Pay attention to choose an insurance company or website with good reputation and reputation. Preparation of related materials In general, the basic materials to be provided for purchasing travel insurance are as follows: 1. Travel information: main travel destination, travel start date and travel end date; 2. Information of the insured in Fuchi: name, gender, ID card and passport number, date of birth (year, month and day), mobile phone (if there is no other phone number), emergency contact person and emergency contact number; Copy of passport 1 copy. 3. Personal information of the applicant: name, gender, ID card and passport number, date of birth (year, month, day), mobile phone (fill in other phone numbers if not); If it is a group: the full name of the unit, the number of participants, etc. 4. Information of the legally designated beneficiary: name, gender, ID card and passport number, date of birth (year, month and day); If there is more than one, the share of benefits must be clearly defined. Materials required for auto insurance: vehicle information, owner's identity information, vehicle driving license, driver's license, etc. Choose the type of insurance When you buy insurance in Travel on the Road, you'd better choose insurance according to the distance of your destination in Travel on the Road. The comprehensive short-term insurance in road travel mainly includes accidental death and disability, accidental medical treatment, emergency rescue, loss of luggage and documents, etc. Make the insurance amount 1, and pay attention to the coverage of auto insurance. The biggest feature of traveling on the road is that you own your own car, so you need to consider additional auto insurance. Car owners have already purchased several major vehicle insurances when purchasing vehicles, and travel is also covered by vehicle insurance. 2. Make the insurance amount according to the travel risk. In terms of insurance protection, it needs to be set according to the destination and activity content of the road trip. If it is only low-risk activities such as hiking, flower viewing and picnicking, the insurance coverage can be set lower; If there are high-risk activities such as rock climbing, exploration and diving, it is best to increase the insurance coverage with emphasis. After all these steps are completed, you can buy insurance in go on road trip. ?
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