How to check the credit card limit of ICBC?

How to check the credit card limit of ICBC?

1, customer service hotline

Call ICBC's credit card customer service phone number 95588 or 400-669-5588 directly to check the quota;

2. SMS

Edit the SMS "CXED## SMS bank password" with the reserved mobile phone number and send it to 95588 to check the limit;

3. ICBC e Life APP

Log in to the APP, and you can check the credit card limit after one-click card binding;

4. Bank outlets

Bring your personal identification and check the credit card limit at any ICBC outlet counter.

Card sorting

Peony quasi-credit card is a quasi-credit card issued by Industrial and Commercial Bank of China. The cardholder deposits a certain amount of reserve fund according to the regulations. When the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the specified credit limit.

Peony quasi-credit card can be used in China, Macau, China, China, and UnionPay acceptance points in Thailand, South Korea, Singapore and other countries for settlement, and has the functions of transfer settlement, cash deposit and withdrawal, credit consumption and so on.

This peony quasi-credit card is a quasi-credit card with China characteristics, which has no precedent in other countries in the world. The appearance of this quasi-credit card is a reflection of the imperfection of China's credit system.

Peony quasi-credit card has stopped issuing. Peony Credit Card and Peony International Credit Card, which truly meet the needs of the public, are the development direction.

Mudan international credit card

Peony International Credit Card is an international credit card product launched by Industrial and Commercial Bank of China. International cards are commonly used at home and abroad, and are settled in RMB and a certain designation.

Peony International Card adopts the circulating credit transaction mode, and overdraws consumption within the credit limit. If you repay in full before the due date, you can enjoy the interest-free repayment discount. This card is universal.

Peony credit card

Peony Credit Card is a credit card issued by Industrial and Commercial Bank of China, which gives the cardholder a certain credit limit, within which the cardholder can spend first and then repay. The credit card adopts the circulating credit transaction mode, and overdraws consumption within the credit limit. If you repay in full before the due date, you can enjoy the interest-free repayment discount.

Peony Credit Card can be used in China, Hongkong, China, Macau, China, and UnionPay acceptance points in Thailand, South Korea and Singapore. It is settled in RMB and has the functions of transfer settlement, cash deposit and withdrawal, credit consumption and so on.

Peony credit card

Peony Credit Card is a credit card issued by Industrial and Commercial Bank of China, which is limited to RMB credit cards used in People's Republic of China (PRC). Settlement in RMB, with credit consumption, transfer settlement, cash deposit and withdrawal and other functions.

Peony credit cards are divided into business cards and personal cards according to different card issuers; According to different credit ratings, it is divided into gold cards and ordinary cards.

How to check the balance of ICBC credit card

You can check the account balance in the following ways:

1. Pay attention to the official WeChat account of "China Industrial and Commercial Bank Customer Service" and select "Smart Finance-Balance". Details. Bank of deposit ",and inquire according to the prompt;

2. Log in to mobile banking, select the function of "Home/Favorites-Account/My Account" and click Query.

(Answer time: April 2, 20221. In case of business changes, please refer to the actual situation. )

How to check the credit card limit of ICBC?

Inquiring about the credit card limit of ICBC can be operated in mobile banking, and the specific operation steps are as follows:

Operating environment:

Brand model: iPhone 13

System version: iOS 15.3. 1

App version: v7.0. 1.2.5

First, open the application, click Login on the homepage, and then fill in your own information according to the prompts to log in.

Second, after logging in successfully, you will automatically jump to the APP homepage, and select all on the homepage.

Third, then find the credit card in the page and click Enter.

4. Click on the credit card account and enter the credit card interface.

When you enter the credit card account, you can see the credit card limit information.

At the end of 20 19, the loan of ICBC was 995,5821100 million yuan, an increase of 536,927 million yuan or 5.7%; Company deposits1202,826.2 billion yuan, an increase of 547 1.2 1 billion yuan, an increase of 4.8%.

At the end of 20 19, the balance of ICBC's inclusive small and micro enterprise loans was 4.71.521billion yuan, an increase of1.61.407 billion yuan or 52.0% over the beginning of the year. The number of customers was 423,000, an increase of 6.5438+0.53 million. The average interest rate of accumulated loans in that year was 4.52%, down 0.43 percentage points from the previous year. Relying on financial technology, we will speed up the iterative updating of products, and build a comprehensive service system in inclusive finance around ICBC's microfinance service platform and three categories of products: fast loans, online loans and online supply chain financing. At the end of 20 19, there were 288 microfinance business centers in the whole bank.

In 20 19, ICBC made every effort to promote the electronic reform of fiscal revenue and expenditure accounts at all levels, innovated and popularized the "smart government" service system, and promoted the multi-engine business cooperation framework of "1 government service portal and 12 22 value-added services in key extension areas". We will comprehensively promote inter-bank cooperation, sign new comprehensive strategic cooperation agreements with key customers at the head office level, such as China Development Bank and Shanghai and Shenzhen Stock Exchanges, and sign a memorandum of cooperation between banks and securities on science and technology innovation boards with head brokers to jointly promote the development of the real economy and the capital market. We launched a pilot bill brokerage business and successfully handled the first bill brokerage business in the market under the discount mechanism.

In 20 19, ICBC promoted the construction of six product lines, including account management, liquidity management, trade financing, risk management, investment and wealth management, and payment management, and provided comprehensive customer-centered service solutions. Strengthen the application and promotion of the advantage platform and continue to consolidate its leading edge in the field of public payment. Promote the global cash management platform and build a global cash management business system. Promote the "ICBC" financial service platform to meet the financial needs of enterprises and realize the effective customer acquisition model of "transaction finance". At the end of 20 19, there were 9.443 million enterprise settlement accounts, an increase of 13.5% over the end of last year, and the RMB settlement business of enterprises in the whole year was 2,399 trillion yuan. 1.426 million cash management customers; There were 7,973 global cash management customers, an increase of 9.5%.

How to check the credit card limit of ICBC?

1. You need to bring your ID card to the bank or WeChat official account to apply. After activation, it will be sent to you by courier, and ICBC will send you a text message to tell you the limit.

2. Call ICBC's credit card hotline 95588, and according to the prompts or through the reserved mobile phone number, edit the SMS CXED## bank password inquiry limit.

3. Log in to ICBC credit card online banking and mobile app, and bind the official account of credit card WeChat to inquire about the quota.

1. ICBC e-student: Users log in to ICBC e-student, aim at the credit card through the function of "Select Page-Sweep-Query Credit Limit", and manually enter the card expiration date, security code and verification code to query the credit card limit.

2. Mobile banking: users log in to mobile banking, click "Favorites-My Account" in turn, select the corresponding credit card, and click to view the credit card limit.

3. Telephone inquiry: Users can call ICBC's credit card customer service hotline, and then directly transfer to manual service, and the staff will help with the inquiry.

4. Counter inquiry: Users can bring their ID cards and credit cards to the counters of any branch of ICBC for inquiry.

5. Online Banking: After logging in to online banking, users can click Favorites-My Account-Select Corresponding Card-Available Balance to query the credit card limit.

Let's stop here for the introduction of how to inquire about the credit card limit of ICBC.