Does the Postal Savings Bank of China have U-Shield?

Postal Savings Bank of China does provide a secure U-Shield service to enhance the security of its online banking. The bank provides users with three different security authentication methods to meet different needs:

1. For customers in the "UK SMS" mode, the transaction limits for intra-bank transfers, inter-bank remittances, and online payments of their online banking services are up to 1 million yuan, a single transaction of exchange business is 50,000 yuan, and the daily accumulation is 1 million yuan.

2. "Electronic Token SMS" users have a relatively low transaction limit of 100,000 yuan per single and daily intra-bank transfer, remittance, and online payment. The exchange business is the same as above.

3. For customers who only use mobile phone text messages, the single and daily cumulative limit for all transactions, including intra-bank transfers, inter-bank remittances, exchanges and online payments, is 10,000 yuan.

In order to protect account funds, Postal Savings Bank has implemented multiple password verifications, including login passwords, transaction passwords and SMS verification, and has set up SMS reminders for large-value transactions. At the same time, it also provides security prompts such as password strength prompts, reserved information prompts, and home page login information prompts to fully ensure the security of online operations.

As a special advantage, U-shield significantly improves the security of transactions. Using U-Shield, users do not need to worry about hacker attacks, fake websites and virus risks, and can conduct large-value transfers, online shopping and other operations with peace of mind. In addition, U-Shield also supports functions such as signing personal financial management agreements and binding Alipay accounts, making the service more comprehensive and diverse.

In summary, the Postal Savings Bank of China's U-Shield service provides users with a full range of financial transaction protection. It is a trustworthy option in terms of transaction limit, security and functional services.