How to operate ICBC's fund redemption?

Redeem the fund according to the following methods: log in to mobile banking and select the function of "Favorites-Investment and Financial Management-Fund-My Fund" to redeem.

(1) Open ICBC app.

(2) login.

(3) Click "Collection".

(4) Click on "Investment and Financial Management".

(5) Click "Fund".

(6) Click "My Fund" to redeem.

Grasp the redemption time of the fixed investment of the fund;

(1) First of all, pay attention to the actual profit and loss point of the fixed investment.

Because the profit and loss point of the fund's fixed investment is not as clear as that of a single investment, investors must be clear, because only when the net value of the fund exceeds this profit and loss point at the time of redemption can the people really make a profit.

In the process of fixed investment, when the net value of the fund unit is relatively high, the fund share purchased by the basic people is correspondingly less; When the market falls and the net value of the fund unit decreases, the fund share that the same fund can buy increases accordingly, which means that the fund share purchased by the basic people in each period is different.

Therefore, the profit and loss point of the fixed investment of the fund is not the arithmetic average of the net value of the fund unit at each fixed investment, but should be estimated by dividing the total investment by the total share of the fund actually purchased.

(2) Secondly, after the fund's fixed investment is started, if it is necessary to cancel the contract temporarily, or the market is at a high level, it is impossible to judge the direction of the follow-up trend. It is not necessary to redeem all units at once, and some units can be redeemed to obtain funds, and other units can continue to hold them until the trend is clear. If the market trend changes, you can switch to another market with an upward trend to continue regular fixed investment.