My CCB credit card is three days overdue. Will it have any effect?

If CCB's credit card is overdue, please repay it as soon as possible. The earlier the repayment, the smaller the impact on the credit record. Because the actual situation of different customers is different, we will handle it according to the actual situation of customers. Please dial 95533, press the # key, and then press the voice prompt to select "3 Credit Card Service" for consultation. Long-term overdue repayment by customers will lead to overdue credit cards, and this information will be recorded in the customer's personal credit record, which may affect the application for credit cards for loans to buy a house and a car in the future. If customers are worried about forgetting to repay, they can follow "China Construction Bank" on WeChat to remind them of receipt. In order to avoid the influence of overdue repayment on personal credit, it is suggested that credit card repayment can be arranged in advance.

Tip: 1. If the credit card fails to repay in full within the time limit, interest will be charged from the date when the consumption is recorded, and compound interest will be calculated on a monthly basis. 2. If the repayment amount is lower than the minimum repayment amount, the repayment penalty shall be paid according to a certain proportion of the unpaid part of the minimum repayment amount. 3. If overdue information is generated due to the failure to return the minimum repayment amount of the credit card in full and on time, CCB will submit it to the financial information database of the People's Bank of China as required.

(In case of business changes, please refer to the actual situation. )