What should I do if I can't get the IOUs after saving 100?

Can I withdraw the deposit of 100 in JD.COM?

If the user opens a blank line at 100 and saves it in the vault, the blank line will also be 100. At this point, 100 in the vault will be frozen and cannot be taken out. The white bar was not activated successfully, and this 100 can be taken out at any time. Users can take out this 100 by logging in to Jingdong Financial APP and entering the vault. After that, users can also try to deposit in the small vault to open a white note.

Opening a white note in the small vault is not 100% successful, and whether it can be successful depends on the final evaluation results of the system.

JD.COM deposited 100 and issued an IOU.

100 yuan funds will be frozen after the IOUs are issued.

The user has a stock of 100 in Xiaojin, and tried to write a blank. After the IOUs are opened, the funds of 100 yuan will be frozen, so it cannot be transferred out. At this point, the user can enter the customer service page, enter the question that the small vault cannot be transferred out, and there will be an option that cannot be transferred out in a quick reply.

Why can't I withdraw money from JD.COM IOUs?

First of all, answer directly.

Reasons for the failure of JD.COM's IOUs to withdraw cash. COM: The user's IOU failed the system audit; The amount of IOUs extracted is insufficient; The user did not withdraw the entry of white cash.

Second, the specific analysis

The above three reasons will lead to the failure of white withdrawal.

For users, if the withdrawal of IOUs fails, they can try to apply for gold bars, because gold bars can also provide users with cash loans.

Even, some users will jump directly to gold bars after choosing white bars to withdraw cash, that is to say, after system evaluation, they think that users meet the borrowing conditions of gold bars, but they do not meet the withdrawal conditions of white bars.

Borrowers apply for loans too frequently or operate loans too frequently, which will increase personal credit risk. You can check the personal credit risk index in Winnie Hsin. The higher the risk score, the easier it is for the application to be rejected.

Third, can I withdraw cash with white stripes?

If the cash withdrawal function is enabled on the used IOUs, you can naturally withdraw the credit line, as long as there is still an available line in the account.

Of course, it should be noted that the system may stipulate the cash withdrawal limit, so you may not be able to get all the credit line, and you may only get part of it (subject to the page display).

However, if the used IOUs have not been cashed out, the credit line is naturally unable to be cashed out.

If you insist on extracting, it is actually illegal tx.

Once the operation is discovered by the system, it is likely to trigger wind control, thus limiting the use of white bars.

It should be noted that the white note withdrawal function is only open to high-quality users with good credit for the time being, so if you don't find a cash withdrawal channel in your own white note, it means that you are not eligible for cash withdrawal for the time being.

In this regard, we can only accumulate more good credit, continue to maintain good consumption and repayment habits, and pay more attention to it later.