Will Didi Lender conduct a second audit?

There are many kinds of loan products online. In addition to online credit loan products owned by banks, many large Internet companies also want to share a piece of the credit industry. For example, Didi Travel has set up a Didi branch, where users can apply for Didi loans. As an unsecured and unsecured credit loan product, Didi Loan has a large number of applicants, a huge user base and many employers. So will Didi Lender conduct a second audit? Is the pass rate of Didi loan application high? Today, Bian Xiao will give you a detailed introduction!

Didi Branch is a subsidiary of Didi Chuxing, specializing in intelligent financial technology. It can provide users with personal loan services, and Didi Loan is the main credit loan product of Didi Branch. After registering for Didi Loan, the user submits personal basic information, and then the system will give the user a certain credit line, which can be used to apply for cash loan. However, Didi Branch does not lend as an employer. When users apply for Didi loan, they need to match the employer to make the next payment. Will the employer of Didi Loan conduct a second audit? Of course it will. Not only the platform of Didi Loan will review the borrower, but also the employer will review the borrower. If the borrower fails to reach the loan threshold of the employer, the application will fail even in the loan stage.

The pass rate of Didi loan is relatively high, but some users will fail to apply, because Didi loan application also has a certain threshold, which will isolate users with poor qualifications. Generally speaking, as long as there is no bad credit record in the borrower's credit report, or there are few personal credit inquiries and stable income, the borrower has the ability to repay the loan principal and interest on time, and generally can pass the loan approval and successfully repay the loan. Didi loan is a pure credit loan and does not need to provide any guarantee or mortgage, so users generally only need to provide identification, bank cards and other information to apply for loans. However, if the user's credit is not good, there is overdue behavior recently, or there are many inquiries recently, it is difficult to pass the loan approval.

The above is what Bian Xiao brought to you about "Will Didi Lenders conduct a second audit? Is the pass rate of Didi loan application high? " I hope I can help you.