Will PICC call after 3 days of overdue loan?

No, if the borrower has a good attitude, he won't call the contact.

The beginning of telephone collection does not mean that borrowers will immediately come into contact with the address book. As long as the collection staff can contact the borrower, and the borrower has a good repayment attitude, and the overdue time does not exceed 1 month, there is a high probability that the address book will not be contacted.

Under normal circumstances, the borrower loans overdue for more than 3 days, someone will start to collect. According to the regulations, financial institutions must truthfully send the borrower's loan and repayment records to the central bank's credit information center within T+ 1 day. Therefore, after more than 3 days, the borrower's overdue records will definitely be reported to the credit bureau, and financial institutions will also start to collect them.

Similarly, when the borrower's overdue time exceeds 1 month, most of the collection personnel will take some violent collection methods in order to collect. Judging from the actual situation, if the collector wants to collect the debtor, as long as it is the phone number of the debtor's address book, the collector will contact again. At first, the collector will contact the debtor's friends. If the debtor still fails to pay, the collection staff may start to contact the debtor's relatives.