How does CITIC inquire about the credit card limit?

How to inquire the credit limit of CITIC Bank's credit card?

There are several ways to inquire about the credit card limit of CITIC Bank:

1, customer service telephone inquiry. Cardholders can call CITIC Bank's 24-hour customer service telephone number: 40088-95558, press "3" bill and available amount to inquire about the service, and then press "2" account to inquire about the amount and other information.

2. SMS query. You can use the mobile phone number registered by China CITIC Bank to edit the last four digits of the SMS (such as YE8888) and send it to: 106980095558 to find out your available lines.

Charge Description: Mobile, China Unicom and telecom users only need to pay the SMS sending fee to the operator when sending SMS to 106980095558, and the SMS replied by CITIC is free.

3. Online banking inquiry.

Step 1: use a browser (computer: macbookpromos 14) to open google version 92.0.4515.131) and log in to the home page of China CITIC Bank Credit Card Center (; Renqun _ Huayou =1797092bd _ vid =1kloc-0/79843847465438), and click the "Credit Card Online Banking" function on the right;

Step 2: Select "Express Edition" or "Online Banking", and then log in to CITIC Bank Credit Card Online Banking;

Step 3: You can query the credit card limit by querying the "My Account" or "Card Management" service.

4. Bill inquiry. Cardholders can check your available credit limit for the current month on each credit card statement issued by the bank.

Further reading

CITIC Bank Credit Card Center is a business department established by CITIC Bank Head Office in Shenzhen to conduct unified management, centralized operation and independent accounting of credit card business. It belongs to the first-level department of CITIC Bank's head office and is the national headquarters of CITIC Bank's credit card business.

From June 5438 to February 2007, with the approval of China Banking Regulatory Commission, it became one of the few branch-level credit card franchises in the same industry in China, and its business scope included issuing local and foreign currency credit cards. Handle local and foreign currency loans, settlement and sale of foreign exchange and foreign exchange under credit cards; Acting as an agent for credit card issuance, payment and fund settlement of foreign financial institutions and international organizations.

Since the official issuance of CITIC Bank's credit card at the end of 2003, especially for more than four years since 2006, it has been firmly focused on the strategic goal of "building a world-class credit card center", taking "acquiring retail customers, establishing CITIC's retail brand, becoming CITIC Bank's profit growth point and building a high-end customer service system" as its business orientation, and firmly grasping "building brands, building platforms and building management". Promoting the coordinated development of business efficiency, quality and scale, striving to cultivate business characteristics and management advantages, and entering a new stage of sustainable profit development have become an important force to promote the development of China's credit card industry.

How to check the credit limit of CITIC Credit Card? I will share it with you this time.

1. Call customer service for consultation. Cardholders can call the 24-hour customer service number of China CITIC Bank.

2. You can edit the short message "the last four digits" with the mobile phone number registered by CITIC Bank and send it to the credit card service number of CITIC Bank for inquiry.

3. Log on to the homepage of CITIC Bank Credit Card Center and check the credit card limit by checking my account or card management service.

4. You can check the available amount on the bill.

5. Summary: Pay attention to cherish your credit and repay on time every month.

The credit card of CITIC Bank has been approved. How can I check the quota?

The credit card of CITIC Bank has been approved. There are several ways to check the credit limit of a credit card:

1. After logging in to online banking for self-registration, log in to personal online banking again to check the credit limit;

2. Call customer service, transfer to manual service, and check the credit limit;

Go to the bank counter and ask the clerk for help.

4. The credit card limit of some banks can only be inquired after the credit card is available.

Tips for daily use and quick withdrawal of credit cards;

1. High frequency of swiping cards: In daily life, swipe your card whenever you can, and it is best to get into the habit. On the one hand, you can enjoy an interest-free period in the bank and add a little extra financial benefits to yourself. On the other hand, you become an active user of the bank invisibly, and usually the bank will reward an active user of the bank with a quota.

2. High consumption: irregular large consumption, and normal repayment afterwards. These cardholders are usually defined as quality customers. After judging whether the cardholder has a large demand, the amount will be increased as appropriate.

3. Sustained and stable consumption takes a long time: Generally speaking, banks will take the initiative to withdraw money from credit cards that cardholders have held for more than 1 year and have transactions every month. If customers take the initiative to apply for permanent withdrawal, the chances of bank approval are greater.

4. There are many cash withdrawals and many credit card installments: cardholders who frequently withdraw cash from credit cards have a very high risk factor to the bank, but cardholders who withdraw cash at the same time have the highest contribution to the bank; The risk of staging users is relatively low, but the contribution is not low. Therefore, for credit cards that mainly rely on interest and intermediary business as income-generating means, cash withdrawal and installment users are the favorite of banks, and the relative success rate of applying for credit line withdrawal will be high.

So much for the introduction of how CITIC inquires about the credit card limit.