How much is the monthly deduction of 3 yuan from the credit card of Agricultural Bank of China? Can I cancel it?

In addition to the annual fee, credit cards also involve various fees, all of which are deducted from credit cards, and the charging standards for different fees are different. For example, the credit card of Agricultural Bank of China has many cardholders, and it will deduct 3 yuan every month, so what is the cost? Can I cancel? Today, let's take a look.

How much is the monthly deduction of 3 yuan from the credit card of Agricultural Bank of China?

The monthly deduction of 3 yuan is to open the full SMS reminder service of ABC's credit card. We all know that after the credit card consumption of ABC, the bank will send SMS notification according to the consumption amount. The minimum requirement is that the amount of a single transaction must be over 500 yuan. If it is lower than 500 yuan, the bank will not send a short message.

To this end, in order to receive credit card consumption reminders at any time, many friends will open the SMS notification service of the Agricultural Bank of China and pay 3 yuan to the bank every month. As long as there is any transaction with the credit card, regardless of the amount, the bank will send SMS reminders to the credit card to let the cardholder know the status of the credit card anytime and anywhere.

Can I cancel?

Although 3 yuan is relatively small, many people are unwilling to spend it. After opening the SMS notification service, they want to cancel it. In fact, it can be done, and there are many ways.

For example, you can bring your valid ID card and bank card to the bank outlet, or you can directly find the cancellation SMS reminder service in the personal online banking login and call the ABC credit card customer service hotline to cancel. Among them, calling to cancel is the most convenient, and it can be easily done with one phone call.

The credit card SMS notification service of ABC stopped after the cancellation, but the SMS fee charged this month will not be refunded. The important thing is to repay on time, otherwise the repayment will be delayed, which will easily lead to overdue, affect credit, and generate penalty interest, which is not cost-effective.