How does Alipay control risks?

Alipay's current active risk control schemes are roughly divided into two types:

First, take the initiative to patrol the whole network and find out the accounts of potential fraudsters for control.

Second, according to different risk types, the data technology is used to push the risk types directionally, and thousands of personalized safety education are given to users in advance to improve their minds and prevent problems before they happen.

He revealed that during the epidemic, Alipay conducted targeted safety education for users against the scam of buying and selling epidemic prevention materials such as masks.

When buying a mask, a netizen accidentally saw the sales news posted by the scammer on the Internet, and contacted the scammer who was "hooked to fish" through social software.

The swindler first pretended that the mask was out of stock, playing hard to get, and hung up the netizen's eagerness. Then he claimed that after many adjustments, all 300 masks purchased by netizens were finally found, and the asking price was nearly 5,000 yuan.

As a result, when the netizen is ready to transfer money and the swindler is about to succeed, Alipay pops up a warning message: "There is a risk of being cheated in the current transaction: masks, alcohol and other epidemic prevention materials will not be delivered in the near future, please go to the regular platform to buy epidemic prevention materials."