Is it true that the platform sends a text message saying that it is overdue for more than one year to repay the principal once?

Generally speaking, repayment of the principal only through immediate negotiation of consumer finance belongs to the kind that the overdue time is very long and the platform finds it difficult to recover. Generally, I will tell you on my own initiative that only the principal is repaid through negotiation, and this negotiation repayment usually uses a corporate account, and the account name will be displayed as the name of the instant consumer finance company, so don't worry about being fooled. If you only pay back the principal, you can only settle the arrears at one time, and you can also reduce a lot for yourself.