How to borrow money in Xiao 'an era? What conditions can I apply for?

Wage-earners: 1, self-employed people who generally change jobs no more than twice in two years, with stable occupations and units, 2. Self-employed individuals who have worked continuously in their current unit for more than six months and paid social security/provident fund/tax bills for more than six times at their workplace: business license for more than two years; If the customer is a member of the family/house/automobile mortgage plan, a business license of 1 year or longer is enough.