What is the short message content of Pudong Development Credit Card?

Only people who have been demoted will know. So it's better not to know. The bank basically just informs you by SMS. However, according to other demoted people, the short sleeves of Pudong Development Credit Card are roughly like this: "Our bank may downgrade your Pudong Development Credit Card with the tail number110 in the near future".

: 1. The reason why credit cards decrease and freeze is the same as the reason why credit cards increase. After issuing credit cards to cardholders, Shanghai Pudong Development Bank will record the cardholder's credit card transactions and credit card repayment, and evaluate the cardholders according to the above situation.

2. If the credit card is overdue for many times, or the overdue amount is large and long, Shanghai Pudong Development Bank will think that the cardholder has insufficient repayment ability. In order to avoid the risk of bad debts of credit cards, the issuing bank may reduce the credit card limit. In addition to the above reasons, credit card cashing, long-term need not wait. , it may also lead to restore or freeze.

: Abnormal account cancellation time of credit card.

It depends on the specific reasons. If your credit card is subject to wind control due to off-site consumption, the credit card risk control will be lifted immediately after the cardholder contacts the official customer service of the issuing bank to explain the situation. Abnormal reasons of credit card: spending in different places, overdue, cashing out, using code hopping POS machines, etc. If the credit card is overdue, it means that the credit card is abnormal. The abnormal state of the credit card will not be lifted until the credit card debt is paid off. The cardholder needs to repay the loan as soon as possible, and the abnormal status of the credit card will be lifted as soon as possible. If it is because the credit card is cashed out, the credit card is not normal. The cardholder needs to contact the official customer service of the issuing bank in time to explain the situation. Under normal circumstances, the abnormal status of credit cards will be lifted within 3 months. Due to different bank regulations and different actual cancellation time, cardholders need to take the actual cancellation time as the standard. If it is because of the use of code hopping POS machines, the credit card is abnormal. Whether the cardholder can cancel the abnormal status of the credit card depends on the actual situation. Banks are very sensitive to code hopping POS machines, and cardholders should contact the official customer service of the issuing bank in time. If the official customer service of the issuing bank agrees to cancel the abnormal status of the credit card for the cardholder, it will generally be cancelled within 3 months; If the official customer service of the issuing bank does not agree to remove the abnormal status of the credit card for the cardholder, the cardholder can contact the official customer service of the issuing bank again later.