Alipay has an online merchant bank, why do you still receive text messages?

Alipay will receive the news of interest settlement, mainly because it has opened an online merchant account. Online merchant bank is one of the first private banks of CBRC, which is linked to Alipay, and each Alipay account can apply for an online merchant bank card. However, there is no physical bank card. Online merchant bank card recharge can come from Alipay balance or Yu 'ebao. The money in the bank card bears interest every month, so users who open the online merchant bank and deposit money in it will receive interest settlement messages.

How does AliPay online merchant bank save money?

First, open Alipay, click on mine in the lower right corner of the homepage, and select online merchant bank on my homepage. After entering the function page, if it is not opened, you can open it according to the prompt. After successful opening, you will get an exclusive bank card number. Click Transfer-in at the bottom of the card number and select the payment account. If there is no money in the balance, you can choose another bank card, enter the amount to be transferred, and finally enter the payment password.

What problems should we pay attention to when using online banking?

Online merchant banks are bound to personal Alipay, and there is no exclusive APP. If you download the online merchant bank APP, it must be fake. Liars will do micro-loan apps, and online merchant bank apps will definitely exist. They will let users borrow money from the software through fake apps. Ignorant users think that online merchant banks belong to Alipay, so lending must be safe. After the loan amount is approved, you need to open a VIP and pay a deposit of 2000 to withdraw money. If you pay the money, it is equivalent to paying the IQ tax.

What is the role of opening online merchant banks?

Alipay, as one of the main payment methods, has always provided a lot of convenience for everyone. Online merchant banks also consider the public interest, where users can buy financial products. In the near future, the digital RMB APP will also be connected to Alipay, and 1 payment method will involve online merchant banks. Even if you don't deposit money in online banking, you should enable this function to avoid being too late to handle it when using it.