What are the consequences of overdue payment?

Tangduoduo is a financial consumption platform that supports young people's consumption and shopping, and many people have applied for it. Some users have consulted and said that oranges have expired for three months. What's the impact? Then let's talk about this problem briefly, hoping to find it helpful after reading it.

What's the impact of Orange Jun's overdue for three months?

1, which can be dispersed in credit. Because the matching investors are different, some users, such as CITIC Finance, receive the credit information of their loans and repayments, while others will not be displayed in the credit report, but it will always have a negative impact on personal credit, so it is not recommended to take risks.

2. It affects the credit business. Even if there is no credit, there will be records on big data. Applications to other platforms may be directly rejected by others.

3. A penalty interest will be charged. The longer the overdue period, the more accumulated penalty interest will be collected. Therefore, in addition to the principal interest to be paid, the penalty interest is also a big expense for the expenses that are overdue for three months.

You may be sued. For overdue cases, the length of overdue time is also different. Generally speaking, if the user is overdue for more than three months, there may be cases of online debt evasion and prosecution in court, because this is a serious overdue behavior. If it is only a few days overdue or the situation is relatively light, it is usually a phone call to urge repayment.

The above is the answer about "What is the impact of oranges overdue for three months". Generally speaking, the office can judge whether it can collect credit and obtain big data at the meeting; Will be confiscated and charged the corresponding penalty interest; It will be broken or even sued by the platform network, and the consequences are still very serious.