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How does CCB unsubscribe from SMS service fee?

CCB unsubscribes SMS service fees in the following ways:

1, SMS logout. The cardholder can use the reserved mobile phone number to send a short message "the last 4 digits of QXTZ# account" to 95533, and can cancel the short message service of the designated bank card after successful sending;

2. Mobile banking is cancelled. Cardholders can log in to the mobile banking of China Construction Bank (the version of opening the mobile phone is 5.6. 1.00 1), and click "+"-"Message"-"Message Service Customization"-"Notice of Change of Savings Account" in the upper right corner to close the SMS service.

1. China Construction Bank: The annual card handling fee in 5 yuan is 10 yuan/year, which is lower than the small account management fee in 3 yuan/quarter and 500 yuan. Moreover, this account does not pay interest, and the inter-bank withdrawal in the same city is 1% of the withdrawal amount (that is to say, it is higher than the withdrawal fee of other banks in different places, which is obviously forcing their customers not to go to other banks. In this way, customers of other banks can get commissions when they come to their ATM to withdraw money, so don't go to CCB even if they get cards from other banks for free. And you can check the charging standards of various banks. By comparison, you will know that if you use CCB card, you must try to reduce cross-bank withdrawals. It is best not to apply for a CCB card. Except Guangdong, the Agricultural Bank of China is in 2 yuan/pen, and the Industrial and Commercial Bank of China is in 2 yuan/pen. It is best to use Nanjing Bank, because there is no charge in China, including its ATM.

2. The first point is the relevant provisions of the state. According to national regulations, banks can charge a certain amount of SMS fees, but the premise of charging is to inform depositors that they cannot force depositors to pay without their consent. Although as early as 20 1 1, the central bank, the former China Banking Regulatory Commission and the National Development and Reform Commission jointly issued the Notice on Exempting Some Service Charges of Banking Financial Institutions, which exempted 34 RMB personal account service charges.

Second, short message service still has a certain effect. Nowadays, many people are very disgusted with SMS service fees, and they all think that SMS service fees should not be charged. However, SMS service is also a very convenient function, which can inform the change of account amount. Nowadays, financial fraud and online fraud are frequent in society, and SMS service can make you know the change of account amount at a glance.