Dear customers, you are cordially invited to upgrade our Platinum Credit Card. You can enjoy privileges such as annual fee reduction, cross-border cashback and high insurance.

Platinum credit card can refer to the special credit card of China Construction Bank, which is specially tailored for high-end customers, and elaborately creates rich courtesy such as luxury hotel, air travel, medical care, distinguished security and VIP courtesy, presenting you with an "extraordinary" exquisite life. Exclusive platinum card annual fee 1.800 yuan/card/year, supplementary card annual fee 1.200 yuan/card/year. Whether the card is activated or not, China Construction Bank has the right to charge an annual fee.

Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.

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In most cases, citizens with full civil capacity (citizens aged 65-438+08 in Chinese mainland) who have a certain direct source of income can apply for a credit card from the issuing bank. Sometimes, legal persons can also act as applicants.

The object of applying for credit card can be divided into units and individuals. Applicants should be organs, enterprises and institutions, foreign-invested enterprises and individual industrial and commercial households with independent legal personality in China. When applying for a credit card, each unit can get a main card and multiple (5- 10) supplementary cards as needed. Individuals applying for credit cards must have a fixed occupation and a stable source of income, and provide guarantees to banks. The forms of guarantee include personal guarantee, unit guarantee and personal fund guarantee.

Baidu encyclopedia-credit card

China Construction Bank-Credit Card Channel