What does the replacement card fee mean? I am a business card.

Card opening and card replacement fees for industrial and commercial cards include two different fees: card opening fee and card replacement fee. The bank card cost is 5 yuan/piece, and the bank card cost is charged for card opening or card replacement.

Card opening fee, also known as account opening fee, is usually charged by banks when opening savings cards (debit cards). 5 yuan will collect it all at one time and withhold it together with the annual fee. The difference is that the annual fee is deducted once a year and the production fee is deducted once. The card replacement fee is usually due to the damage or expiration of the original bank card, which is the production cost when the bank replaces the new card. In addition, there is a card replacement fee, which refers to the work cost incurred by the user when the original card is lost and needs to be reissued.

Can I cancel the card replacement fee?

The card replacement fee cannot be cancelled. Card opening and card replacement fee is the fee charged by the bank when the user opens or changes the card. It is not an annual fee, but a one-time fee, which will not be charged continuously. Icbc needs to charge for sending text messages. If you cancel, you will have to pay for it again or not. Users can ask the local bank staff about the actual card opening fee and card replacement fee.