How long does it take to unfreeze CCB's credit card?

Because credit cards can be overdrawn in advance, it brings a lot of convenience to everyone's life. However, many users have frozen their credit cards for various reasons during the process of using their cards. If they want to restore the use of credit cards, users must unfreeze them. Different banks have different processing time to unfreeze credit cards. So, how long does it take to unfreeze CCB's credit card? It depends on the reason for freezing!

It is understood that the unfreezing time of credit cards on the credit card application platform largely depends on the freezing reasons, which lead to different reasons for the freezing of credit cards and different unfreezing times. As we all know, CCB's credit card has been frozen for three reasons, such as:

1. The credit card has expired. If you want to unfreeze, you can only do it through repayment, but it does not mean that you can unfreeze immediately after repayment. It needs to be specified according to the overdue repayment time of the user. CCB is mainly divided into two situations based on 90 days overdue. First, if the card is returned within 90 days after the deadline, if the minimum amount is paid off, the system can unfreeze the card itself, but it takes 3-7 working days; If the repayment is delayed for more than 90 days, the user must pay off all the arrears, and after paying off, he needs to apply to the bank for unfreezing, and then the bank will decide whether to unfreeze according to the actual situation of the user.

2. Credit cards are controlled by the wind. This is mainly caused by illegal withdrawal of cash by users. If the user does not commit any illegal acts subjectively, he can contact CCB Credit Card Customer Service Center to explain the situation and apply for credit card unfreezing. CCB may require users to provide corresponding consumption vouchers, such as credit card receipts. If they can't provide it, the possibility of thawing is relatively small. If they can provide it, it will take 3-7 working days to thaw.

3. The card status is not normal. For example, if a user's credit card is stolen, the bank will take measures to temporarily freeze the user's credit card to reduce the loss. At this point, the user can directly call the CCB credit card to request unfreezing. After the general bank processing is completed, it will be thawed.

In short, the unfreezing time of CCB's credit cards is closely related to the reasons for being frozen. Therefore, you'd better avoid the above-mentioned bad behavior, otherwise the credit card will be frozen, because freezing the credit card takes time and may not be successful.